{ "generated": "2026-10-05", "total": 385, "releases": [ { "date": "2026-10-05", "tag": "new", "title": "The State of Neobanks № 04 — October 2026", "body": "The October edition: 60 pages on 385 verified-active neobanks, pinned to its own snapshot. Against September, four arrived and none left — three traditional and one web3-native, with the partner-bank model up two and niche-first neobanks up three. The edition's narrative is now computed from the month's own numbers: until this one, a few sentences written for August were reprinted unchanged, and in September that meant counting a rebrand as a death.", "links": [ "/report/", "/report/2026-10/" ] }, { "date": "2026-10-05", "tag": "data", "title": "Four new neobanks, and twenty we checked and left out", "body": "Ethena Pay (a self-custodial USDe money app with a non-US Visa card), DNERO (a US-to-Mexico account for Latinos, deposits at a Puerto Rico bank that is not FDIC-insured), Casas Bahia Pay (the Brazilian retailer's e-money account, formerly banQi) and Mela (a US account with licensed transfers home for the Ethiopian diaspora) join the directory. Each came out of the weekly discovery scan and was verified against its own terms or regulator record before going in. The other names that scan surfaced were checked too and left out for a stated reason: shut down (Oxygen, GloriFi), acquired (Nerve, PayDay), lenders with no account product (Lupiya, Fingular, Vexi, StashFin), infrastructure (FinHarbor, NTT Data), or not verifiable as live (Stretch, Zurp, Pebble, KoinWorks NEO).", "links": [ "/n/ethena-pay/", "/n/dnero/", "/n/casas-bahia-pay/", "/n/mela/" ] }, { "date": "2026-09-22", "tag": "new", "title": "The State of Neobanks № 03 — and three posts that publish themselves", "body": "The September edition is out: 60 pages on 381 verified-active neobanks, with month-over-month deltas against August — 379 to 381, three added, one departed, and the one that departed was a rebrand rather than a death. Every figure is pinned to a snapshot committed alongside the edition, so the PDF you download and the numbers quoted here cannot drift apart later. Three new posts are queued behind it, dated ahead and held out of the index, the feed and the sitemap until their day arrives.", "links": [ "/report/", "/blog/" ] }, { "date": "2026-09-15", "tag": "new", "title": "The 334 that hold a copy of your passport", "body": "Revolut disclosed customer passports, verification selfies and transaction histories to someone who emailed from a real government agency domain — not a hack, but the legal-disclosure process every regulated firm is obliged to run, deceived by a well-formed request. That makes the useful question structural rather than about one firm, so the dataset answers it: a new cut lists every neobank that collects and retains a government ID. It completes the KYC family, where the two smaller answers already had pages and the biggest one did not.", "links": [ "/kyc/id-verification/", "/blog/revolut-data-request-scam/" ] }, { "date": "2026-09-14", "tag": "fix", "title": "Every page told the truth about when it last changed", "body": "Dates on this site track the data, not the build — a page says \"updated 2026-09-11\" because that is when its facts last moved, and claiming otherwise would be claiming freshness we did not earn. One of the five crons had been quietly breaking that: it rebuilt the site from a shallow clone, where the git history the builders read the dates out of is simply absent, so it fell back to stamping its own run date across 3,300 pages and committing it. The daily rebuild corrected them at 05:41 and this undid it at 06:07, every day. Both the dates and the check that should have caught it are fixed.", "links": [ "/changelog/" ] }, { "date": "2026-09-11", "tag": "data", "title": "Nubank enters the US — and the dataset catches up", "body": "Nu launched US products on 10 September through a partner bank while its conditional OCC charter is organised, and reported 139M customers in Q2 2026 — its first quarter above $1B in net income. The profile now carries the new figure, the United States in its availability, and the partner-bank arrangement alongside its three banking licences. The wider point got a post: in the US only 10 of the 61 neobanks we track hold their own charter.", "links": [ "/blog/nubank-enters-the-us/" ] }, { "date": "2026-08-19", "tag": "new", "title": "Six more chapter seats open", "body": "The chapter model goes global: Latin America, Asia, Europe, North America, MENA and Oceania each get their own radar page — regional stats, category mix, country breakdown and full roster computed from the dataset, with the steward seat open — plus a dotted continent map per chapter, HQ countries lit in the wave colors. Same trial everywhere: four sourced radar entries plus one audit pass of the region's rows puts your name on the page.", "links": [ "/latam/" ] }, { "date": "2026-08-18", "tag": "new", "title": "The Africa chapter: an on-ground neobank radar", "body": "Most coverage of African fintech is written from London or San Francisco. The new Africa Neobank Radar is the opposite: a running, sourced log of the developments that matter across African digital banking — maintained on the ground, versioned in the open repo, reviewed like every other change. It debuts the chapter model: radar + data stewardship of the region's rows, earned through four sourced entries and a full audit pass. LatAm, Southeast Asia, MENA — the seats are open.", "links": [ "/africa/" ] }, { "date": "2026-08-17", "tag": "new", "title": "A menu that breathes + a grouped footer", "body": "The header's eight flat links become three direct links and a ☰ menu that slides a full-height panel in over the page — every surface on the site, grouped by intent (find a bank / research / data), reachable from anywhere in one tap. The footer's 24-link row becomes four labeled columns. Native HTML details underneath: crawlable, no JS required, Esc/scrim/outside-click to close.", "links": [ "/" ] }, { "date": "2026-08-17", "tag": "new", "title": "The graveyard — dead neobanks, archived not deleted", "body": "Why a neobank fails is worth more than why one succeeds, so delistings now move to a permanent archive instead of vanishing: full last-known profile, delisting date and the cause of death, traced (partner-rail exits, acquisitions, a regulator liquidation). Machine-readable too, as the graveyard array in data.json.", "links": [ "/graveyard/" ] }, { "date": "2026-08-17", "tag": "new", "title": "How AI perceives the neobanks: 10 spirit animals", "body": "A lighter one: we asked a locally-run image model what animal each neobank evokes — no brand briefs, no art direction. Revolut came back an octopus with a tentacle in everything, MetaMask a fox holding the keys, WeBank a dragon. All ten portraits plus a poster, free to share with attribution.", "links": [ "/blog/neobank-spirit-animals/" ] }, { "date": "2026-08-16", "tag": "new", "title": "Ask AI — agent mode for the whole dataset", "body": "Type any neobank question and hand it to ChatGPT, Claude or Perplexity with one click — pre-instructed to answer from the open dataset, cite the profile page behind every claim, explain who legally holds the money, and say \"unverified\" instead of guessing. The zero-typing alternative stays at find-your-fit; power users get the MCP server.", "links": [ "/ask/" ] }, { "date": "2026-08-14", "tag": "fix", "title": "One-step report download", "body": "The report gate now completes in one flow on the page: subscribe in the embedded form and the PDF download starts the moment you finish — no redirect to Substack, no second tab, desktop and mobile alike.", "links": [ "/report/" ] }, { "date": "2026-08-13", "tag": "new", "title": "The State of Neobanks № 02 — August", "body": "The second monthly report ships — and the first with month-over-month deltas: what changed since July, a \"why they died\" graveyard page tracing every delisting to its cause (Synapse fallout, partner-bank exits, a regulator liquidation), and the month's new arrivals. 60 pages, free, every figure reproducible from the open dataset.", "links": [ "/report/" ] }, { "date": "2026-08-13", "tag": "new", "title": "The money map on every profile", "body": "Each neobank profile now carries a \"money map\": who legally holds your balance, who keeps the authoritative ledger, what protection applies if it fails, and how you get your money back — a protection tier derived only from the verified custody and regulation fields.", "links": [ "/blog/who-holds-your-money/" ] }, { "date": "2026-08-12", "tag": "new", "title": "World map + header language switcher", "body": "A per-country world map shades every country by how many neobanks are headquartered there, each tile linking to that country's list. The language chooser also moved into the header, top-right, so the five localized editions are one tap from any page.", "links": [ "/map/" ] }, { "date": "2026-08-11", "tag": "new", "title": "MCP server for AI assistants", "body": "Point Claude — or any Model Context Protocol client — at neobankbeat and it answers from the live, cited dataset instead of stale training memory. Five read-only tools over all 385 neobanks.", "links": [ "/mcp/", "/blog/neobankbeat-mcp-server/" ] }, { "date": "2026-08-11", "tag": "new", "title": "Funding stage + sortable database", "body": "Every neobank now carries a normalized funding stage — Pre-seed through Series C+, Public and Acquired — so you can filter the directory by maturity. A new /database/ view puts the whole dataset in one sortable, scannable table.", "links": [ "/database/", "/data/" ] }, { "date": "2026-08-11", "tag": "new", "title": "Feature matrix + semantic search", "body": "19 verified feature flags per neobank (yield, stablecoins, self-custody, IBAN, virtual cards and more) collected into one comparison grid, plus an in-browser semantic search that runs entirely client-side — no backend, works offline.", "links": [ "/matrix/", "/search/" ] }, { "date": "2026-08-09", "tag": "i18n", "title": "Five languages", "body": "Profiles, head-to-head comparisons and country pages localized into German, Italian, French, Spanish and Portuguese — with reciprocal hreflang, localized metadata and a language switcher in the footer, so non-English searchers can find the right neobank in their own language.", "links": [ "/de/", "/es/", "/pt/" ] }, { "date": "2026-08-08", "tag": "data", "title": "11 neobanks added + \"emerging\" status", "body": "Eleven community-submitted neobanks added after hands-on verification, and a new \"emerging\" status introduced for pre-launch names — the directory can now track what is coming without pretending it is already live.", "links": [ "/browse/" ] } ], "entries": [ { "date": "2026-10-05", "summary": "Four neobanks in, twenty out, and the bugs behind them.", "subject": "Triage the open issues: four neobanks in, twenty out, and the bugs behind them", "total": 385, "added": [ "Ethena Pay", "DNERO", "Casas Bahia Pay", "Mela" ], "removed": [], "updated": [] }, { "date": "2026-09-11", "summary": "139M customers, US launch recorded + the post; GetPlu data fix.", "subject": "Nubank: 139M customers, US launch recorded + the post; GetPlu data fix", "total": 381, "added": [], "removed": [], "updated": [ "Nubank", "GetPlu" ] }, { "date": "2026-09-01", "summary": "Dead job boards, 23 broken legal links, a missed rebrand.", "subject": "Bug hunt: dead job boards, 23 broken legal links, a missed rebrand", "total": 381, "added": [ "Morse" ], "removed": [ "Sling Money" ], "updated": [ "Purple", "Sumeria (Lydia)", "Nubank", "Ualá", "Plata", "KakaoBank", "Toss Bank", "FamPay", "SadaPay", "Tonik", "Telda", "Bitpanda", "Wirex", "KAST", "Ready", "Plasma One", "MiniPay", "Oobit", "Deblock", "Fiat24", "Fasset", "Moneco" ] }, { "date": "2026-08-28", "summary": "Add GetPlu.", "subject": "Add GetPlu — zero-fee stablecoin Visa card (intake #90)", "total": 381, "added": [ "GetPlu" ], "removed": [], "updated": [] }, { "date": "2026-08-19", "summary": "Add Yolat (issue #65).", "subject": "WIP: add Yolat (issue #65) — verified, held for owner approval before publishing", "total": 380, "added": [ "Yolat" ], "removed": [], "updated": [] }, { "date": "2026-08-13", "summary": "Fix unofficial krak.com domain + enrich (issue #25, rebuilt on main).", "subject": "Krak: fix unofficial krak.com domain + enrich (issue #25, rebuilt on main)", "total": 379, "added": [], "removed": [], "updated": [ "Krak" ] }, { "date": "2026-08-11", "summary": "Add funding_stage dimension + /database/ sortable table view.", "subject": "Add funding_stage dimension + /database/ sortable table view", "total": 379, "added": [], "removed": [], "updated": [ "Chime", "Varo", "Current", "SoFi", "Ally Bank", "Dave", "MoneyLion", "One", "Marcus", "Step", "Greenlight", "Copper", "Till Financial", "GoHenry", "Albert", "Mercury", "Brex", "Ramp", "Novo", "Bluevine", "Relay", "NorthOne", "Rho", "Grasshopper", "Found", "Lili", "Karat", "Branch", "Panacea Financial", "Purple", "True Link", "Charlie", "Greenwood", "MoCaFi", "Majority", "Zolve", "Comun", "Ellevest", "First Women's Bank", "KOHO", "Neo Financial", "Wealthsimple", "EQ Bank", "Mogo", "Monzo", "Starling Bank", "Atom Bank", "Zopa Bank", "Chase UK", "Kroo", "Tide", "ANNA Money", "OakNorth", "Allica Bank", "Curve", "Zempler Bank", "Monese", "Pockit", "Suits Me", "Tandem Bank", "Algbra", "Kestrl", "Wahed", "N26", "bunq", "Vivid Money", "Tomorrow", "C24 Bank", "Kontist", "Fyrst", "Qonto", "Shine", "Indy", "Sumeria (Lydia)", "Nickel", "BoursoBank", "Hello bank!", "Fortuneo", "Lunar", "Northmill", "Rocker", "indó", "Hype", "Tinaba", "Flowe", "buddybank", "isybank", "Openbank", "imagin", "MyInvestor", "ZEN.com", "Paysera", "Trade Republic", "Finom", "Wise", "Klarna", "Salt Bank", "Snappi", "Papara", "Enpara", "Monobank", "T-Bank", "Kaspi", "Uzum", "TBC UZ", "Nubank", "Ualá", "Plata", "albo", "Klar", "Stori", "Fondeadora", "Hey Banco", "Cuenca", "RappiPay", "Neon", "C6 Bank", "Banco Inter", "PicPay", "PagBank", "Cora", "NG.cash", "Naranja X", "Brubank", "Prex", "ueno bank", "Nequi", "Daviplata", "Movii", "Lulo Bank", "Tenpo", "Global66", "Zinli", "Qik", "KakaoBank", "Toss Bank", "K bank", "WeBank", "MYbank", "Jupiter", "Niyo", "slice", "Freo", "Open", "RazorpayX", "FamPay", "Mahila Money", "Airtel Payments Bank", "Jio Payments Bank", "SadaPay", "NayaPay", "Oraan", "bKash", "Nagad", "GXS Bank", "MariBank", "Trust Bank", "ANEXT Bank", "Tonik", "Maya", "GoTyme Bank", "UnionDigital", "UNO Digital Bank", "Bank Jago", "SeaBank", "Blu by BCA", "Allo Bank", "Superbank", "Jenius", "LINE BK", "Timo", "Cake", "TNEX", "GXBank", "AEON Bank", "Boost Bank", "Ryt Bank", "PayPay Bank", "Minna Bank", "Rakuten Bank", "LINE Bank TW", "NEXT Bank", "ZA Bank", "Mox Bank", "WeLab Bank", "Up", "Judo Bank", "Hnry", "TymeBank", "Bank Zero", "Discovery Bank", "Kuda", "OPay", "PalmPay", "Moniepoint", "FairMoney", "Carbon", "ALAT by Wema", "Sparkle", "Umba", "Djamo", "Wave", "Eversend", "Fingo", "Branch Intl", "Khazna", "MNT-Halan", "Flouci", "Grey", "PaySika", "Cleva", "Telda", "Wio Bank", "Zand", "YAP", "Liv.", "Pyypl", "NOW Money", "Sarwa", "ila Bank", "Tweeq", "STC Bank", "D360 Bank", "Weyay", "One Zero", "Pride Bank", "Revolut", "Cash App", "Venmo", "Robinhood", "Crypto.com", "Coinbase Card", "Binance Card", "Bybit Card", "OKX Card", "Bitget Card", "KuCard", "CEX.IO Card", "SpectroCoin", "Bitpanda", "eToro Money", "Tap Global", "CoinJar", "Plutus", "Fold", "Gemini Credit Card", "BitPay Card", "Strike", "Xapo Bank", "Wirex", "Uphold", "Nexo", "Krak", "KAST", "RedotPay", "Kolo", "Lava", "COCA", "Trustee Plus", "Brighty", "UR", "XPlace", "Mercado Pago", "Lemon", "Belo", "Ripio", "Buenbit", "Bitso", "DolarApp", "Littio", "Meru", "Airtm", "Félix", "Chipper Cash", "Yellow Card", "Bitnob", "Eco (Beam)", "Deel", "Meow", "Dakota", "Slash", "Flex", "MetaMask", "Phantom", "Solflare", "Rainbow", "Xverse", "Trust Wallet", "Exodus", "Zengo", "Payy", "Gnosis Pay", "Holyheld", "EtherFi Cash", "Avici", "Bleap", "Tuyo", "Ready", "Plasma One", "Tria", "Karta", "Hyperbeat", "Cypher", "Solayer Emerald", "Exa", "1inch Card", "SafePal", "Tangem", "Bitget Wallet", "BFinance", "xPortal", "Avalanche Card", "MiniPay", "El Dorado", "Oobit", "Peanut", "Sling Money", "Fizen", "Startale", "Deblock", "Stables", "Fiat24", "Mine", "Infini", "Moon", "Moto", "WeFi", "UglyCash", "Decaf", "SurfCash", "Onboard", "Alpian", "Yuh", "neon", "Zak", "Pixpay", "Bling", "Kit", "Douugh", "Parpera", "Aspire", "YouTrip", "Mashreq Neo", "Nomad", "Daimo", "Vision Bank", "Beyon Money", "Fasset", "Kontigo", "Veera", "Rizon", "AllScale", "Nyla", "Munify", "Moneco", "Superform", "Baraka", "GCash", "PhonePe", "Paytm", "GrabPay", "GoPay", "OVO", "DANA", "TrueMoney", "MoMo", "ZaloPay", "Touch 'n Go eWallet", "Dolafy", "Brookwell", "Takenos", "Slush", "Solid", "Sony Bank", "AMP Bank GO", "Always.bank", "Haventree Bank", "Esh Bank", "Blink" ] }, { "date": "2026-08-11", "summary": "Heuristic feature extraction from prose.", "subject": "Schema V2 Pass B: heuristic feature extraction from prose", "total": 379, "added": [], "removed": [], "updated": [ "Chime", "SoFi", "Dave", "MoneyLion", "One", "Bluevine", "Lili", "Panacea Financial", "Ellevest", "First Women's Bank", "Wealthsimple", "Zopa Bank", "Tandem Bank", "Wahed", "bunq", "Vivid Money", "Kontist", "Indy", "Rocker", "Klarna", "Plata", "Neon", "Oraan", "Carbon", "Branch Intl", "MNT-Halan", "Flouci", "PaySika", "Sarwa", "Revolut", "Crypto.com", "Nexo", "Lava", "COCA", "Brighty", "Meru", "Chipper Cash", "MetaMask", "Payy", "Gnosis Pay", "Holyheld", "EtherFi Cash", "Avici", "Bleap", "Ready", "Plasma One", "Karta", "Hyperbeat", "Cypher", "Solayer Emerald", "Exa", "Tangem", "BFinance", "MiniPay", "Fizen", "Startale", "Deblock", "Stables", "Fiat24", "Mine", "Moto", "WeFi", "UglyCash", "Decaf", "SurfCash", "Onboard", "Nomad", "Kontigo", "Rizon", "Superform", "Baraka", "PhonePe", "Paytm", "OVO", "Solid", "Always.bank" ] }, { "date": "2026-08-08", "summary": "Add 11 verified neobanks + Reah as emerging; sync counts to 379.", "subject": "Add 11 verified neobanks + Reah as emerging; sync counts to 379", "total": 379, "added": [ "Dolafy", "Brookwell", "Takenos", "Slush", "Solid", "Sony Bank", "AMP Bank GO", "Always.bank", "Haventree Bank", "Esh Bank", "Blink" ], "removed": [], "updated": [] }, { "date": "2026-08-08", "summary": "Additive null-defaulted keys + slug extraction (#17).", "subject": "Schema V2 Phase 1: additive null-defaulted keys + slug extraction (#17)", "total": 368, "added": [], "removed": [], "updated": [ "Chime", "Varo", "Current", "SoFi", "Ally Bank", "Dave", "MoneyLion", "One", "Marcus", "Step", "Greenlight", "Copper", "Till Financial", "GoHenry", "Albert", "Mercury", "Brex", "Ramp", "Novo", "Bluevine", "Relay", "NorthOne", "Rho", "Grasshopper", "Found", "Lili", "Karat", "Branch", "Panacea Financial", "Purple", "True Link", "Charlie", "Greenwood", "MoCaFi", "Majority", "Zolve", "Comun", "Ellevest", "First Women's Bank", "KOHO", "Neo Financial", "Wealthsimple", "EQ Bank", "Mogo", "Monzo", "Starling Bank", "Atom Bank", "Zopa Bank", "Chase UK", "Kroo", "Tide", "ANNA Money", "OakNorth", "Allica Bank", "Curve", "Zempler Bank", "Monese", "Pockit", "Suits Me", "Tandem Bank", "Algbra", "Kestrl", "Wahed", "N26", "bunq", "Vivid Money", "Tomorrow", "C24 Bank", "Kontist", "Fyrst", "Qonto", "Shine", "Indy", "Sumeria (Lydia)", "Nickel", "BoursoBank", "Hello bank!", "Fortuneo", "Lunar", "Northmill", "Rocker", "indó", "Hype", "Tinaba", "Flowe", "buddybank", "isybank", "Openbank", "imagin", "MyInvestor", "ZEN.com", "Paysera", "Trade Republic", "Finom", "Wise", "Klarna", "Salt Bank", "Snappi", "Papara", "Enpara", "Monobank", "T-Bank", "Kaspi", "Uzum", "TBC UZ", "Nubank", "Ualá", "Plata", "albo", "Klar", "Stori", "Fondeadora", "Hey Banco", "Cuenca", "RappiPay", "Neon", "C6 Bank", "Banco Inter", "PicPay", "PagBank", "Cora", "NG.cash", "Naranja X", "Brubank", "Prex", "ueno bank", "Nequi", "Daviplata", "Movii", "Lulo Bank", "Tenpo", "Global66", "Zinli", "Qik", "KakaoBank", "Toss Bank", "K bank", "WeBank", "MYbank", "Jupiter", "Niyo", "slice", "Freo", "Open", "RazorpayX", "FamPay", "Mahila Money", "Airtel Payments Bank", "Jio Payments Bank", "SadaPay", "NayaPay", "Oraan", "bKash", "Nagad", "GXS Bank", "MariBank", "Trust Bank", "ANEXT Bank", "Tonik", "Maya", "GoTyme Bank", "UnionDigital", "UNO Digital Bank", "Bank Jago", "SeaBank", "Blu by BCA", "Allo Bank", "Superbank", "Jenius", "LINE BK", "Timo", "Cake", "TNEX", "GXBank", "AEON Bank", "Boost Bank", "Ryt Bank", "PayPay Bank", "Minna Bank", "Rakuten Bank", "LINE Bank TW", "NEXT Bank", "ZA Bank", "Mox Bank", "WeLab Bank", "Up", "Judo Bank", "Hnry", "TymeBank", "Bank Zero", "Discovery Bank", "Kuda", "OPay", "PalmPay", "Moniepoint", "FairMoney", "Carbon", "ALAT by Wema", "Sparkle", "Umba", "Djamo", "Wave", "Eversend", "Fingo", "Branch Intl", "Khazna", "MNT-Halan", "Flouci", "Grey", "PaySika", "Cleva", "Telda", "Wio Bank", "Zand", "YAP", "Liv.", "Pyypl", "NOW Money", "Sarwa", "ila Bank", "Tweeq", "STC Bank", "D360 Bank", "Weyay", "One Zero", "Pride Bank", "Revolut", "Cash App", "Venmo", "Robinhood", "Crypto.com", "Coinbase Card", "Binance Card", "Bybit Card", "OKX Card", "Bitget Card", "KuCard", "CEX.IO Card", "SpectroCoin", "Bitpanda", "eToro Money", "Tap Global", "CoinJar", "Plutus", "Fold", "Gemini Credit Card", "BitPay Card", "Strike", "Xapo Bank", "Wirex", "Uphold", "Nexo", "Krak", "KAST", "RedotPay", "Kolo", "Lava", "COCA", "Trustee Plus", "Brighty", "UR", "XPlace", "Mercado Pago", "Lemon", "Belo", "Ripio", "Buenbit", "Bitso", "DolarApp", "Littio", "Meru", "Airtm", "Félix", "Chipper Cash", "Yellow Card", "Bitnob", "Eco (Beam)", "Deel", "Meow", "Dakota", "Slash", "Flex", "MetaMask", "Phantom", "Solflare", "Rainbow", "Xverse", "Trust Wallet", "Exodus", "Zengo", "Payy", "Gnosis Pay", "Holyheld", "EtherFi Cash", "Avici", "Bleap", "Tuyo", "Ready", "Plasma One", "Tria", "Karta", "Hyperbeat", "Cypher", "Solayer Emerald", "Exa", "1inch Card", "SafePal", "Tangem", "Bitget Wallet", "BFinance", "xPortal", "Avalanche Card", "MiniPay", "El Dorado", "Oobit", "Peanut", "Sling Money", "Fizen", "Startale", "Deblock", "Stables", "Fiat24", "Mine", "Infini", "Moon", "Moto", "WeFi", "UglyCash", "Decaf", "SurfCash", "Onboard", "Alpian", "Yuh", "neon", "Zak", "Pixpay", "Bling", "Kit", "Douugh", "Parpera", "Aspire", "YouTrip", "Mashreq Neo", "Nomad", "Daimo", "Vision Bank", "Beyon Money", "Fasset", "Kontigo", "Veera", "Rizon", "AllScale", "Nyla", "Munify", "Moneco", "Superform", "Baraka", "GCash", "PhonePe", "Paytm", "GrabPay", "GoPay", "OVO", "DANA", "TrueMoney", "MoMo", "ZaloPay", "Touch 'n Go eWallet" ] }, { "date": "2026-07-29", "summary": "Record Kulipa wind-down and refresh card-rail context for Ready and Solflare..", "subject": "Record Kulipa wind-down and refresh card-rail context for Ready and Solflare.", "total": 368, "added": [], "removed": [], "updated": [ "Solflare", "Zengo", "Ready" ] }, { "date": "2026-07-27", "summary": "Fix XPlace logo, standardize license spelling, and tidy footer..", "subject": "Fix XPlace logo, standardize license spelling, and tidy footer.", "total": 368, "added": [], "removed": [], "updated": [ "Chime", "Varo", "Current", "SoFi", "Ally Bank", "Dave", "MoneyLion", "One", "Marcus", "Step", "Greenlight", "Copper", "Till Financial", "GoHenry", "Albert", "Mercury", "Brex", "Ramp", "Novo", "Bluevine", "Relay", "NorthOne", "Rho", "Grasshopper", "Found", "Lili", "Karat", "Branch", "Panacea Financial", "Purple", "True Link", "Charlie", "Greenwood", "MoCaFi", "Majority", "Zolve", "Comun", "Ellevest", "First Women's Bank", "KOHO", "Neo Financial", "Wealthsimple", "EQ Bank", "Mogo", "Monzo", "Starling Bank", "Atom Bank", "Zopa Bank", "Chase UK", "Kroo", "Tide", "ANNA Money", "OakNorth", "Allica Bank", "Curve", "Zempler Bank", "Monese", "Pockit", "Suits Me", "Tandem Bank", "Algbra", "Kestrl", "Wahed", "N26", "bunq", "Vivid Money", "Tomorrow", "C24 Bank", "Kontist", "Fyrst", "Qonto", "Shine", "Indy", "Sumeria (Lydia)", "Nickel", "BoursoBank", "Hello bank!", "Fortuneo", "Lunar", "Northmill", "Rocker", "indó", "Hype", "Tinaba", "Flowe", "buddybank", "isybank", "Openbank", "imagin", "MyInvestor", "ZEN.com", "Paysera", "Trade Republic", "Finom", "Wise", "Klarna", "Salt Bank", "Snappi", "Papara", "Enpara", "Monobank", "T-Bank", "Kaspi", "Uzum", "TBC UZ", "Nubank", "Ualá", "Plata", "albo", "Klar", "Stori", "Fondeadora", "Hey Banco", "Cuenca", "RappiPay", "Neon", "C6 Bank", "Banco Inter", "PicPay", "PagBank", "Cora", "NG.cash", "Naranja X", "Brubank", "Prex", "ueno bank", "Nequi", "Daviplata", "Movii", "Lulo Bank", "Tenpo", "Global66", "Zinli", "Qik", "KakaoBank", "Toss Bank", "K bank", "WeBank", "MYbank", "Jupiter", "Niyo", "slice", "Freo", "Open", "RazorpayX", "FamPay", "Mahila Money", "Airtel Payments Bank", "Jio Payments Bank", "SadaPay", "NayaPay", "Oraan", "bKash", "Nagad", "GXS Bank", "MariBank", "Trust Bank", "ANEXT Bank", "Tonik", "Maya", "GoTyme Bank", "UnionDigital", "UNO Digital Bank", "Bank Jago", "SeaBank", "Blu by BCA", "Allo Bank", "Superbank", "Jenius", "LINE BK", "Timo", "Cake", "TNEX", "GXBank", "AEON Bank", "Boost Bank", "Ryt Bank", "PayPay Bank", "Minna Bank", "Rakuten Bank", "LINE Bank TW", "NEXT Bank", "ZA Bank", "Mox Bank", "WeLab Bank", "Up", "Judo Bank", "Hnry", "TymeBank", "Bank Zero", "Discovery Bank", "Kuda", "OPay", "PalmPay", "Moniepoint", "FairMoney", "Carbon", "ALAT by Wema", "Sparkle", "Umba", "Djamo", "Wave", "Eversend", "Fingo", "Branch Intl", "Khazna", "MNT-Halan", "Flouci", "Grey", "PaySika", "Cleva", "Telda", "Wio Bank", "Zand", "YAP", "Liv.", "Pyypl", "NOW Money", "Sarwa", "ila Bank", "Tweeq", "STC Bank", "D360 Bank", "Weyay", "One Zero", "Pride Bank", "Revolut", "Cash App", "Venmo", "Robinhood", "Crypto.com", "Coinbase Card", "Binance Card", "Bybit Card", "OKX Card", "Bitget Card", "KuCard", "CEX.IO Card", "SpectroCoin", "Bitpanda", "eToro Money", "Tap Global", "CoinJar", "Plutus", "Fold", "Gemini Credit Card", "BitPay Card", "Strike", "Xapo Bank", "Wirex", "Uphold", "Nexo", "Krak", "KAST", "RedotPay", "Kolo", "Lava", "COCA", "Trustee Plus", "Brighty", "UR", "XPlace", "Mercado Pago", "Lemon", "Belo", "Ripio", "Buenbit", "Bitso", "DolarApp", "Littio", "Meru", "Airtm", "Félix", "Chipper Cash", "Yellow Card", "Bitnob", "Eco (Beam)", "Deel", "Meow", "Slash", "Flex", "MetaMask", "Phantom", "Solflare", "Zengo", "Payy", "Gnosis Pay", "Holyheld", "EtherFi Cash", "Bleap", "Plasma One", "Karta", "Hyperbeat", "Cypher", "Solayer Emerald", "Exa", "1inch Card", "Tangem", "Bitget Wallet", "BFinance", "Avalanche Card", "Peanut", "Startale", "Deblock", "Stables", "Fiat24", "Mine", "Moto", "UglyCash", "Decaf", "SurfCash", "Alpian", "Yuh", "neon", "Zak", "Pixpay", "Bling", "Kit", "Douugh", "Parpera", "Aspire", "YouTrip", "Mashreq Neo", "Nomad", "Daimo", "Vision Bank", "Beyon Money", "Fasset", "Kontigo", "Veera", "AllScale", "Nyla", "Munify", "Moneco", "Baraka", "GCash", "PhonePe", "Paytm", "GrabPay", "GoPay", "OVO", "DANA", "TrueMoney", "MoMo", "ZaloPay", "Touch 'n Go eWallet" ] }, { "date": "2026-07-23", "summary": "Added the real cost and features to each app: the fee it charges to spend abroad (FX markup) and what it lets you do with money — buy/sell crypto, get your own account number/IBAN, use virtual cards. Now you can compare apps on price, not just looks.", "subject": "feat: money-movement services + FX-markup on profiles & comparisons", "total": 368, "added": [], "removed": [], "updated": [ "Varo", "Current", "SoFi", "Dave", "Mercury", "Brex", "Monzo", "Starling Bank", "Tide", "Curve", "N26", "bunq", "Vivid Money", "Qonto", "Wise", "Nubank", "Revolut", "Cash App", "Crypto.com", "Coinbase Card", "Bybit Card", "OKX Card", "Bitpanda", "eToro Money", "Plutus", "Strike", "Wirex", "Nexo", "MetaMask", "Trust Wallet", "Zengo", "Gnosis Pay" ] }, { "date": "2026-07-18", "summary": "Labelled every neobank by how it is actually regulated — its own bank license, a partner bank working behind the scenes, e-money, and so on — so you can tell which apps are really banks. A few that had quietly shut down were removed.", "subject": "data: regulation backfill for all 173 unclassified entities + site audit fixes", "total": 368, "added": [], "removed": [ "Z1", "Fi Money", "Juno", "Kard", "Pomelo" ], "updated": [ "Marcus", "Copper", "Till Financial", "GoHenry", "Albert", "Novo", "Bluevine", "Relay", "NorthOne", "Rho", "Found", "Lili", "Karat", "Branch", "Panacea Financial", "Purple", "True Link", "Charlie", "Greenwood", "MoCaFi", "Majority", "Zolve", "Comun", "Ellevest", "Neo Financial", "Wealthsimple", "EQ Bank", "Mogo", "OakNorth", "Allica Bank", "Curve", "Zempler Bank", "Monese", "Pockit", "Suits Me", "Algbra", "Kestrl", "Wahed", "Vivid Money", "Tomorrow", "C24 Bank", "Kontist", "Fyrst", "Shine", "Indy", "Sumeria (Lydia)", "Nickel", "Hello bank!", "Fortuneo", "Northmill", "Rocker", "Hype", "Tinaba", "Flowe", "buddybank", "isybank", "Openbank", "imagin", "MyInvestor", "ZEN.com", "Paysera", "Finom", "Snappi", "Papara", "albo", "Klar", "Fondeadora", "Hey Banco", "Cuenca", "RappiPay", "Neon", "Cora", "NG.cash", "Nequi", "Daviplata", "Movii", "Global66", "Zinli", "Qik", "Jupiter", "Niyo", "Freo", "Open", "RazorpayX", "FamPay", "Mahila Money", "SadaPay", "NayaPay", "Oraan", "Nagad", "TNEX", "Hnry", "Umba", "Djamo", "Eversend", "Fingo", "Branch Intl", "Khazna", "MNT-Halan", "Grey", "Cleva", "YAP", "Liv.", "Pyypl", "NOW Money", "Sarwa", "Pride Bank", "Venmo", "Bitget Card", "KuCard", "CEX.IO Card", "SpectroCoin", "eToro Money", "Tap Global", "CoinJar", "Plutus", "Fold", "BitPay Card", "Strike", "Wirex", "Uphold", "Nexo", "KAST", "RedotPay", "Kolo", "Trustee Plus", "UR", "XPlace", "Lemon", "Belo", "Ripio", "Buenbit", "DolarApp", "Meru", "Airtm", "Félix", "Chipper Cash", "Bitnob", "Deel", "Meow", "Slash", "Zak", "Pixpay", "Bling", "Douugh", "Parpera", "YouTrip", "Nomad", "Vision Bank", "Beyon Money", "Fasset", "Kontigo", "AllScale", "Nyla", "Munify", "Moneco", "Baraka", "GCash", "PhonePe", "Paytm", "GrabPay", "GoPay", "OVO", "DANA", "TrueMoney", "MoMo", "ZaloPay", "Touch 'n Go eWallet" ] }, { "date": "2026-07-16", "summary": "Checked all the apps for real, in-use AI and tagged only the ones that genuinely use it — for lending decisions, as the main chat interface, or built for AI \"agents\". Marketing fluff did not make the cut. Also removed Will Bank, which shut down.", "subject": "ai tags: full-directory audit — 67 verified tags; remove liquidated Will Bank", "total": 373, "added": [], "removed": [ "Will Bank" ], "updated": [ "SoFi", "MoneyLion", "Zopa Bank", "Qonto", "T-Bank", "TBC UZ", "Ualá", "Klar", "Neon", "C6 Bank", "Banco Inter", "PicPay", "Nequi", "Freo", "bKash", "MariBank", "ANEXT Bank", "UNO Digital Bank", "SeaBank", "Cake", "Rakuten Bank", "WeLab Bank", "Discovery Bank", "PalmPay", "Moniepoint", "Carbon", "Robinhood", "OKX Card", "eToro Money", "Nexo", "RedotPay", "Mercado Pago", "Félix", "Trust Wallet", "GCash", "TrueMoney", "MoMo" ] }, { "date": "2026-07-16", "summary": "Added the first batch of verified \"uses AI\" tags and dropped four weak claims.", "subject": "ai tags: apply verification results — 30 verified tags, drop 4 weak ones", "total": 374, "added": [], "removed": [], "updated": [ "Albert", "Mercury", "Starling Bank", "ANNA Money", "OakNorth", "Lunar", "Klarna", "Stori", "KakaoBank", "Toss Bank", "GXS Bank", "Tonik", "Maya", "Superbank", "Branch Intl", "MNT-Halan", "Revolut", "Coinbase Card", "Wirex", "Slash", "Flex", "Exodus", "Oobit" ] }, { "date": "2026-07-16", "summary": "Introduced an \"AI\" label for apps, and published a write-up on which neobanks actually use AI versus just talk about it.", "subject": "feat: ai tag (underwriting/interface/agentic) + narrative-check blog post", "total": 374, "added": [], "removed": [], "updated": [ "Dave", "ANNA Money", "bunq", "Nubank", "Plata", "WeBank", "MYbank", "slice", "Ryt Bank", "FairMoney", "One Zero", "Flex", "MetaMask", "Exodus", "Oobit" ] }, { "date": "2026-07-16", "summary": "Grew the behind-the-scenes \"who powers these apps\" list from 36 to 106 providers, and added two apps: Brighty and Tangem.", "subject": "data: infra map 36→106 providers, add Brighty + Tangem (directory 374)", "total": 374, "added": [ "Brighty", "Tangem" ], "removed": [], "updated": [] }, { "date": "2026-07-16", "summary": "Added two fast-growing apps (Plata and Veera), refreshed the figures for a few others, and published a post on the fastest-growing neobanks.", "subject": "data+blog: add Plata and Veera, refresh Slash/Ualá/Kontigo, new growth post", "total": 372, "added": [ "Plata", "Veera" ], "removed": [], "updated": [ "Ualá", "Slash", "Kontigo" ] }, { "date": "2026-07-16", "summary": "Added two crypto-card apps that were missing: Startale and Moto.", "subject": "data: add Startale and Moto — the two cards missing from the crypto-card wave", "total": 370, "added": [ "Startale", "Moto" ], "removed": [], "updated": [] }, { "date": "2026-07-16", "summary": "Recorded that investor Oui Capital backed PaySika.", "subject": "data: Oui Capital backs PaySika — its first Cameroon investment (2025)", "total": 368, "added": [], "removed": [], "updated": [ "PaySika" ] }, { "date": "2026-07-16", "summary": "Added PaySika, a chat-first neobank for French-speaking Africa.", "subject": "data: add PaySika — chatbot-first neobank for francophone Africa, 368th entity", "total": 368, "added": [ "PaySika" ], "removed": [], "updated": [] }, { "date": "2026-07-15", "summary": "Added Mine, a Swiss app where you hold your own money (self-custody).", "subject": "data: add Mine (mine.financial) — Swiss self-custody money app, 367th entity", "total": 367, "added": [ "Mine" ], "removed": [], "updated": [] }, { "date": "2026-07-15", "summary": "Added Flex, a brand-new \"unicorn\" app, right after its big funding round.", "subject": "data: add Flex (flex.one) — 366th entity, fresh unicorn off its $70M Series B1", "total": 366, "added": [ "Flex" ], "removed": [], "updated": [] }, { "date": "2026-07-07", "summary": "Filled in missing details — terms, privacy, home countries, founders and investors — for the seven newest apps.", "subject": "audit: close the metadata gaps on the seven newest entities — verified terms/privacy URLs (all HTTP-checked 200), X handles, countries for Lava, COCA, Karta, Hyperbeat, Bitget Wallet, BFinance, SurfCash; founders for Hyperbeat (Kilian Boshoff, 800.HL), SurfCash (Akshat Sharma, César Suárez), BFinance (Knyaz Yussupov); Hyperbeat $5.2M seed + investors (ether.fi Ventures, Electric Capital, Coinbase Ventures) and COCA (Stellar Development Foundation) added to the investor map with curated fund blurbs — investor pages 198→202, llms.txt synced", "total": 365, "added": [], "removed": [], "updated": [ "Lava", "COCA", "Karta", "Hyperbeat", "Bitget Wallet", "BFinance", "SurfCash" ] }, { "date": "2026-07-07", "summary": "Re-labelled Fizen as a travel & digital-nomad app to match how it now describes itself.", "subject": "fizen: retag to travel & digital nomads — its positioning is now explicitly 'crypto neobank for travel & QR payments' (Tether-backed)", "total": 365, "added": [], "removed": [], "updated": [ "Fizen" ] }, { "date": "2026-07-07", "summary": "Added SurfCash, an app that turns stablecoins into local QR payments for travellers.", "subject": "dataset: +SurfCash — self-custodial USDC→local-QR-rails app (VietQR/PromptPay/Pix) for nomads in emerging markets, Circle Alliance, tagged travel & digital nomads; 364→365", "total": 365, "added": [ "SurfCash" ], "removed": [], "updated": [] }, { "date": "2026-07-07", "summary": "Built a page comparing all 90 cards you can spend stablecoins with, and added two more apps.", "subject": "the U-card index: new /stablecoin-cards/ page comparing all 90 stablecoin-spendable cards (custody, network, cashback, yield, KYC) — the consolidation the tier-list crowd keeps asking for; +Bitget Wallet and BFinance from the Paymentscan chart (Backpack card still unlaunched, skipped); Paymentscan added to the library; 362→364", "total": 364, "added": [ "Bitget Wallet", "BFinance" ], "removed": [], "updated": [] }, { "date": "2026-07-07", "summary": "Added four travel/nomad money apps (Lava, COCA, Karta, Hyperbeat) and renamed the travel category.", "subject": "dataset: +4 nomad-wave money apps from the tier-list research — Lava (BTC credit line, custody U-turn Sept 2025), COCA (MPC self-banking, 1M users), Karta (Telegram self-custody card on Tempo), Hyperbeat (Liquid Banking on Hyperliquid); travel niche renamed 'travel & digital nomads' with Kolo, COCA, Karta tagged in; 358→362 everywhere, Moto excluded (waitlist-only)", "total": 362, "added": [ "Lava", "COCA", "Karta", "Hyperbeat" ], "removed": [], "updated": [ "Wise", "Global66", "Niyo", "Kolo", "YouTrip", "Nomad" ] }, { "date": "2026-07-06", "summary": "Fixed a duplicate: the investor HongShan was listed twice, now merged.", "subject": "data: HongShan listed under two names (plain + 'Sequoia China' suffix) — merged to HongShan, 198 investors, stale page pruned; blog post counts updated", "total": 358, "added": [], "removed": [], "updated": [ "OPay" ] }, { "date": "2026-07-05", "summary": "Added Flouci, a Tunisian all-in-one app with a free account and card.", "subject": "add Flouci (Tunisia) — 358th entity: Kaoun's BCT-sandbox super-app, free bank account + wallet, Visa card, ~7% savings; bump count 357→358 sitewide", "total": 358, "added": [ "Flouci" ], "removed": [], "updated": [] }, { "date": "2026-07-05", "summary": "Recorded Oui Capital as an early investor in Moniepoint.", "subject": "data: add Oui Capital (first institutional cheque, TeamApt seed) to Moniepoint early investors", "total": 357, "added": [], "removed": [], "updated": [ "Moniepoint" ] }, { "date": "2026-07-05", "summary": "Added the main investors behind each neobank, with links to them.", "subject": "directory + profiles: early investors — top VCs per neobank with links (121 entities), in modal, static pages, data.json and JSON-LD funder", "total": 357, "added": [], "removed": [], "updated": [ "Chime", "Varo", "Current", "SoFi", "Dave", "One", "Step", "Greenlight", "Albert", "Mercury", "Brex", "Ramp", "Novo", "Bluevine", "Relay", "NorthOne", "Rho", "Found", "Lili", "Karat", "Greenwood", "Majority", "Zolve", "Comun", "KOHO", "Neo Financial", "Wealthsimple", "Monzo", "Starling Bank", "Atom Bank", "Zopa Bank", "Tide", "OakNorth", "Allica Bank", "Monese", "Tandem Bank", "N26", "bunq", "Vivid Money", "Qonto", "Indy", "Sumeria (Lydia)", "Lunar", "Trade Republic", "Wise", "Klarna", "Nubank", "Ualá", "albo", "Klar", "Stori", "Neon", "C6 Bank", "Banco Inter", "Cora", "Brubank", "Tenpo", "Global66", "Toss Bank", "WeBank", "MYbank", "Jupiter", "Fi Money", "Niyo", "slice", "Open", "RazorpayX", "FamPay", "SadaPay", "bKash", "Tonik", "Maya", "Superbank", "WeLab Bank", "Hnry", "TymeBank", "Kuda", "OPay", "PalmPay", "Moniepoint", "FairMoney", "Carbon", "Djamo", "Wave", "Wio Bank", "Revolut", "Robinhood", "Coinbase Card", "Bitpanda", "Fold", "Juno", "Strike", "Xapo Bank", "Krak", "KAST", "Ripio", "Bitso", "DolarApp", "Airtm", "Chipper Cash", "Deel", "Slash", "MetaMask", "Phantom", "Rainbow", "Zengo", "EtherFi Cash", "Plasma One", "Sling Money", "Deblock", "Alpian", "Aspire", "YouTrip", "Nomad", "GCash", "PhonePe", "Paytm", "OVO", "DANA", "TrueMoney", "MoMo" ] }, { "date": "2026-07-03", "summary": "Fixed broken links and made filtered views shareable by copying the web address.", "subject": "link-rot repair, shareable filter URLs, search shortcut", "total": 357, "added": [], "removed": [], "updated": [ "Varo", "Current", "MoneyLion", "One", "Marcus", "Step", "Greenlight", "Copper", "Albert", "Novo", "Bluevine", "Relay", "Rho", "Found", "Lili", "Greenwood", "Zolve", "Comun", "Ellevest", "KOHO", "Atom Bank", "Chase UK", "Kroo", "ANNA Money", "Monese", "Tandem Bank", "Algbra", "Wahed", "N26", "bunq", "Vivid Money", "Qonto", "Sumeria (Lydia)", "Nickel", "BoursoBank", "Lunar", "Trade Republic", "Kaspi", "Nubank", "Ualá", "Klar", "Banco Inter", "PicPay", "KakaoBank", "GXS Bank", "Hnry", "Moniepoint", "Wave", "Grey", "Robinhood", "Fold", "Xapo Bank", "Uphold", "Nexo", "KAST", "Lemon", "DolarApp", "Chipper Cash", "Yellow Card", "Gnosis Pay", "EtherFi Cash", "Ready", "MiniPay", "Oobit", "Deblock", "Stables", "Fiat24", "Onboard", "Yuh", "neon", "Aspire", "YouTrip", "Nomad", "Daimo", "Beyon Money", "Kontigo", "Moneco" ] }, { "date": "2026-07-03", "summary": null, "subject": "SEO, AI-agent surface, mobile & UX fixes — audit pass", "total": 357, "added": [], "removed": [], "updated": [] } ] }