{
  "openapi": "3.1.0",
  "info": {
    "title": "neobankbeat data API",
    "version": "2026-10-05",
    "summary": "Open dataset of 385 verified-active neobanks plus a live industry job board.",
    "description": "Read-only, unauthenticated JSON endpoints behind the neobankbeat directory (https://www.neobankbeat.com). All data is MIT-licensed and compiled from public sources. No API key, no rate limits beyond CDN defaults. Field semantics are documented at https://www.neobankbeat.com/llms.txt. For an as-of date, read `generated` from /changelog/changelog.json — data.json itself carries no timestamp. Cite as: neobankbeat (2026). Open directory of neobanks worldwide. https://www.neobankbeat.com/ (MIT).",
    "license": {
      "name": "MIT",
      "identifier": "MIT"
    },
    "contact": {
      "name": "neobankbeat",
      "url": "https://github.com/andreolf/neobankbeat"
    }
  },
  "servers": [
    {
      "url": "https://www.neobankbeat.com"
    }
  ],
  "paths": {
    "/data.json": {
      "get": {
        "operationId": "getNeobanks",
        "summary": "Full neobank dataset",
        "description": "All 385 tracked entities. `meta` carries totals, category counts and field notes; `entities` carries one object per neobank. `null` means \"not publicly verifiable\" — the project never fabricates data.",
        "responses": {
          "200": {
            "description": "The dataset.",
            "content": {
              "application/json": {
                "schema": {
                  "type": "object",
                  "required": [
                    "meta",
                    "entities"
                  ],
                  "properties": {
                    "meta": {
                      "type": "object",
                      "description": "Dataset-level metadata. Note there is no top-level `generated` or `count` field.",
                      "properties": {
                        "name": {
                          "type": "string"
                        },
                        "description": {
                          "type": "string"
                        },
                        "url": {
                          "type": "string",
                          "format": "uri"
                        },
                        "source": {
                          "type": "string",
                          "format": "uri"
                        },
                        "license": {
                          "type": "string"
                        },
                        "total": {
                          "type": "integer",
                          "description": "Entity count (385)."
                        },
                        "counts": {
                          "type": "object",
                          "additionalProperties": {
                            "type": "integer"
                          },
                          "description": "Breakdown by category plus niche_audience."
                        },
                        "field_notes": {
                          "type": "object",
                          "additionalProperties": {
                            "type": "string"
                          },
                          "description": "Caveats you must respect when quoting fields."
                        }
                      }
                    },
                    "entities": {
                      "type": "array",
                      "items": {
                        "type": "object",
                        "required": [
                          "name",
                          "category",
                          "custody",
                          "active_regions"
                        ],
                        "properties": {
                          "name": {
                            "type": "string"
                          },
                          "category": {
                            "type": "string",
                            "enum": [
                              "hybrid",
                              "traditional",
                              "web3-native"
                            ],
                            "description": "traditional = licensed fiat, custodial · hybrid = fiat + custodial crypto · web3-native = self-custodial, on-chain-first"
                          },
                          "audience": {
                            "type": [
                              "string",
                              "null"
                            ]
                          },
                          "region": {
                            "type": "string",
                            "description": "Primary market, one of Europe / Asia / North America / Latin America / Africa / MENA / Oceania / Global."
                          },
                          "hq": {
                            "type": [
                              "string",
                              "null"
                            ]
                          },
                          "founded": {
                            "type": [
                              "string",
                              "integer",
                              "null"
                            ]
                          },
                          "custody": {
                            "type": "string",
                            "description": "Who holds the money. The single most important field for safety questions."
                          },
                          "regulation_type": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "How it is authorised. Most common: Licensed bank (132), Partner-bank model (84), Self-custodial software (53), E-money institution (49)."
                          },
                          "license": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Named license, charter or sponsor bank behind regulation_type."
                          },
                          "card_network": {
                            "type": [
                              "string",
                              "null"
                            ]
                          },
                          "card_type": {
                            "type": [
                              "string",
                              "null"
                            ]
                          },
                          "cashback": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "cashback/yield are 'up to' figures that change constantly and vary by region — always confirm with the issuer"
                          },
                          "yield": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "cashback/yield are 'up to' figures that change constantly and vary by region — always confirm with the issuer"
                          },
                          "stablecoins": {
                            "type": "boolean",
                            "description": "True where stablecoins can be held or spent (123 of 385)."
                          },
                          "kyc": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Yes / No / Card only — identity verification required to use the product."
                          },
                          "ai": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Verified production AI, by tier: underwriting / interface / agentic (67 of 385). Absence means unverified, not none."
                          },
                          "services": {
                            "type": [
                              "array",
                              "null"
                            ],
                            "items": {
                              "type": "string"
                            },
                            "description": "money-movement capabilities (on-ramp, off-ramp, fiat-payin, fiat-payout, iban, multi-currency, virtual-cards, crypto-cards); verified per provider docs, tags omitted when unverified — absence is not proof of absence"
                          },
                          "fx_markup": {
                            "type": [
                              "object",
                              "null"
                            ],
                            "description": "foreign-exchange markup on the free/standard plan, sourced + dated; rates change often, always confirm with the issuer Present on 21 of 385 entities.",
                            "properties": {
                              "value": {
                                "type": [
                                  "string",
                                  "null"
                                ]
                              },
                              "note": {
                                "type": [
                                  "string",
                                  "null"
                                ]
                              },
                              "source": {
                                "type": "string",
                                "format": "uri"
                              },
                              "as_of": {
                                "type": "string"
                              }
                            }
                          },
                          "domain": {
                            "type": [
                              "string",
                              "null"
                            ]
                          },
                          "website": {
                            "type": [
                              "string",
                              "null"
                            ]
                          },
                          "terms_url": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Verified link, not guessed from the domain."
                          },
                          "privacy_url": {
                            "type": [
                              "string",
                              "null"
                            ]
                          },
                          "x_handle": {
                            "type": [
                              "string",
                              "null"
                            ]
                          },
                          "active_regions": {
                            "type": "array",
                            "items": {
                              "type": "string"
                            }
                          },
                          "countries": {
                            "type": [
                              "array",
                              "null"
                            ],
                            "items": {
                              "type": "string"
                            }
                          },
                          "founders": {
                            "type": [
                              "string",
                              "null"
                            ]
                          },
                          "funding": {
                            "type": [
                              "string",
                              "null"
                            ]
                          },
                          "investors": {
                            "type": [
                              "array",
                              "null"
                            ],
                            "description": "Notable backers from publicly disclosed rounds, not complete cap tables (219 distinct firms across the dataset).",
                            "items": {
                              "type": "object",
                              "properties": {
                                "name": {
                                  "type": "string"
                                },
                                "website": {
                                  "type": "string",
                                  "format": "uri"
                                }
                              }
                            }
                          },
                          "reported_users": {
                            "type": [
                              "object",
                              "null"
                            ],
                            "description": "Self-reported scale, present on 23 of 385 entities. The metric is not comparable across companies — always cite metric and as_of alongside the number.",
                            "properties": {
                              "value_millions": {
                                "type": "number"
                              },
                              "metric": {
                                "type": "string"
                              },
                              "as_of": {
                                "type": "string"
                              }
                            }
                          },
                          "volume": {
                            "type": [
                              "object",
                              "null"
                            ],
                            "description": "Payment or transaction volume where disclosed (10 of 385).",
                            "properties": {
                              "value": {
                                "type": [
                                  "string",
                                  "null"
                                ]
                              },
                              "metric": {
                                "type": [
                                  "string",
                                  "null"
                                ]
                              },
                              "as_of": {
                                "type": [
                                  "string",
                                  "null"
                                ]
                              }
                            }
                          },
                          "story": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Editorial paragraph shown on the profile page."
                          },
                          "note": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Short caveat or clarification."
                          }
                        }
                      }
                    }
                  }
                }
              }
            }
          }
        }
      }
    },
    "/changelog/changelog.json": {
      "get": {
        "operationId": "getChangelog",
        "summary": "Dataset changelog and as-of date",
        "description": "Dated log of every dataset change. Read `generated` here to get the as-of date for /data.json.",
        "responses": {
          "200": {
            "description": "The changelog.",
            "content": {
              "application/json": {
                "schema": {
                  "type": "object",
                  "properties": {
                    "generated": {
                      "type": "string",
                      "format": "date"
                    },
                    "total": {
                      "type": "integer"
                    },
                    "entries": {
                      "type": "array",
                      "items": {
                        "type": "object",
                        "properties": {
                          "date": {
                            "type": "string",
                            "format": "date"
                          },
                          "summary": {
                            "type": "string"
                          },
                          "subject": {
                            "type": "string"
                          },
                          "added": {
                            "type": [
                              "array",
                              "null"
                            ],
                            "items": {
                              "type": "string"
                            }
                          },
                          "removed": {
                            "type": [
                              "array",
                              "null"
                            ],
                            "items": {
                              "type": "string"
                            }
                          }
                        }
                      }
                    }
                  }
                }
              }
            }
          }
        }
      }
    },
    "/jobs/data.json": {
      "get": {
        "operationId": "getJobs",
        "summary": "Live neobank job board",
        "description": "Live roles pulled directly from the official career APIs (Greenhouse, Lever, Ashby, Workable, SmartRecruiters) of tracked neobanks, classified by department and region. Currently 3889 roles across 63 companies. Refreshed Monday/Wednesday/Friday.",
        "responses": {
          "200": {
            "description": "The job list.",
            "content": {
              "application/json": {
                "schema": {
                  "type": "object",
                  "required": [
                    "generated",
                    "count",
                    "jobs"
                  ],
                  "properties": {
                    "generated": {
                      "type": "string",
                      "format": "date"
                    },
                    "count": {
                      "type": "integer"
                    },
                    "companies": {
                      "type": "integer"
                    },
                    "logos": {
                      "type": "object",
                      "additionalProperties": {
                        "type": "string"
                      },
                      "description": "Company name → logo URL."
                    },
                    "jobs": {
                      "type": "array",
                      "items": {
                        "type": "object",
                        "required": [
                          "title",
                          "url",
                          "company"
                        ],
                        "properties": {
                          "title": {
                            "type": "string"
                          },
                          "url": {
                            "type": "string",
                            "format": "uri",
                            "description": "Direct link to the official application page."
                          },
                          "company": {
                            "type": "string"
                          },
                          "profile": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "description": "Site-relative path to the company profile page."
                          },
                          "location": {
                            "type": "string"
                          },
                          "dept": {
                            "type": "string"
                          },
                          "region": {
                            "type": "string"
                          },
                          "posted": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "format": "date"
                          },
                          "salary": {
                            "type": [
                              "string",
                              "null"
                            ]
                          },
                          "wp": {
                            "type": [
                              "string",
                              "null"
                            ],
                            "enum": [
                              "remote",
                              "hybrid",
                              "onsite",
                              null
                            ]
                          },
                          "visa": {
                            "type": [
                              "boolean",
                              "null"
                            ],
                            "description": "Visa sponsorship where the posting states it. Sparse."
                          }
                        }
                      }
                    }
                  }
                }
              }
            }
          }
        }
      }
    }
  }
}