Flex

hybrid · San Francisco, US · est. 2022 · open in the directory →

Started 2022 as a business credit card, now 'AI-native private banking' for mid-market owners — hit unicorn in July 2026 as Flex Global put invisible stablecoin rails under cross-border payments in 100+ countries.

AI-native private banking for business owners; Flex Global moves money in 100+ countries on stablecoin rails.

The facts

Category	hybrid · SMB & startups
HQ	San Francisco, US
Founded	2022
Custody	Custodial
Regulation type	Partner-bank model
Licence detail	Partner banks (Column, Lead, Thread)
Card	Visa · Business charge + credit
Cashback	Cashback + points
Yield	Up to ~2.5% APY on idle cash
Stablecoins	Yes
KYC	Yes
Active regions	North America
Countries	United States
Founders	Zaid Rahman
Funding	~$180M equity + $300M debt (val ~$1.2B)

Verified links: official site ↗ · terms ↗ · privacy ↗ · @FlexSuperApp ↗

Early investors

Notable venture and strategic investors from Flex's publicly disclosed funding rounds (~$180M equity + $300M debt (val ~$1.2B)).

Halo Fund ↗

Portage Ventures ↗

Crosslink Capital ↗

Wellington Management ↗

Titanium Ventures ↗

comparePut Flex side by side with any of the other 366 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.

Peers

Revolut · Cash App · Mogo · Venmo · Robinhood · Crypto.com

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.