Crypto.com
Rebranded from Monaco after buying the crypto.com domain; the arena-naming-rights era of CeFi.
Tiered staking-gated cards; 90+ countries.
- Who holds it
- A licensed crypto-asset custodian holds the assets on your behalf — MiCA CASP, MAS MPI, US MSBs.
- The ledger
- The custodian’s books, reconciled against on-chain balances.
- If it fails
- Recovery hinges on the custodian’s solvency and how cleanly client assets are segregated.
Derived from Crypto.com’s regulation type and custody — a class of protection, not a guarantee. Limits and eligibility vary by scheme, balance and jurisdiction; confirm before you rely on it. What happens if a neobank shuts down →
The facts
| Category | hybrid |
| HQ | Singapore, SG |
| Founded | 2016 |
| Custody | Custodial |
| Regulation type | MiCA CASP (EU) |
| License detail | MiCA CASP, MAS MPI, US MSBs |
| Card | Visa · Prepaid (metal tiers) |
| Cashback | Up to 5% CRO |
| Yield | Earn on crypto/stables |
| Stablecoins | Yes |
| KYC | Yes |
| Active regions | North America, Europe, Latin America, Africa, MENA, Asia, Oceania |
| Countries | Singapore, United States, United Kingdom, European Union, Australia, Brazil, Canada, UAE, South Korea |
| Founders | Kris Marszalek + 3 |
| Services | crypto on-ramp · crypto off-ramp · fiat pay-in (bank rails) · fiat pay-out (bank rails) · crypto-settled card |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @cryptocom ↗
Common questions about Crypto.com
What is Crypto.com?
Crypto.com is a fiat-and-crypto neobank, headquartered in Singapore, SG and founded in 2016. Your money is held custodially, so Crypto.com or its partner bank holds the balance and you hold a claim on it. It is regulated as a MiCA CASP (EU) (MiCA CASP, MAS MPI, US MSBs).
Does Crypto.com have a card, and where can you use it?
It issues a Visa prepaid (metal tiers) card. It is available in 9 countries, across all 7 world regions tracked here.
Does Crypto.com require KYC?
Yes. Crypto.com requires identity verification (KYC) to open an account, as a mica casp (eu).
What does Crypto.com cost?
From the verified fields: cashback Up to 5% CRO; yield Earn on crypto/stables. Cashback and yield are "up to" figures that change constantly and often depend on a paid plan — confirm current terms with Crypto.com before relying on them.
Head-to-head
Crypto.com vs Coinbase Card · Crypto.com vs Nexo
Peers
Revolut · Cash App · Mercado Pago · Mogo · Venmo · Robinhood
Crypto.com appears in
Neobanks authorised as crypto-asset service providers under MiCA (8) · Neobanks available in North America (126) · Neobanks available in Europe (144) · Neobanks available in Asia (132) · Neobanks available in Oceania (72) · Neobanks available in Latin America (113) · Neobanks available in Africa (92) · Neobanks available in MENA (85) · Neobanks that issue a Visa card (182) · Neobanks in Singapore (12)
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.