Trade Republic
Berlin broker that pays ECB rate on cash and hands out 1% saveback — a bank disguised as a savings plan.
Broker with full bank licence; custodial crypto.
The facts
| Category | traditional |
| HQ | Berlin, DE |
| Founded | 2015 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| Licence detail | German full banking licence (2023) |
| Card | Visa · Debit |
| Cashback | 1% saveback |
| Yield | ~ECB rate on cash |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
| Countries | Germany, France, Spain, Italy, Netherlands, Austria, Belgium, Ireland, Portugal |
| Founders | Christian Hecker, Thomas Pischke, Marco Cancellieri |
| Funding | ~€1.2B raised |
Verified links: official site ↗ · privacy ↗ · @traderepublic ↗
comparePut Trade Republic side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Monzo · Wise · Starling Bank · Atom Bank · Zopa Bank · Chase UK
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.