Monzo
The hot-coral card that made banking a brand; born from the Mondo prepaid beta and a record 96-second crowdfund.
12M+ customers; UK licence; US expansion.
The facts
| Category | traditional |
| HQ | London, UK |
| Founded | 2015 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| Licence detail | UK banking licence |
| Card | MC · Debit |
| Yield | ~4% savings pots |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
| Countries | United Kingdom, United States |
| Reported users | 12M customers (2025) |
| Founders | Tom Blomfield + 4 co-founders |
| Funding | ~£1.1B raised |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @monzo ↗
comparePut Monzo side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Wise · Starling Bank · Atom Bank · Zopa Bank · Chase UK · Kroo
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.