Zopa Bank
Invented P2P lending in 2005, then traded the model for a full bank licence.
P2P pioneer turned licensed bank.
The facts
| Category | traditional |
| HQ | London, UK |
| Founded | 2020 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| Licence detail | UK banking licence (2020) |
| Card | Visa · Credit |
| Yield | ~4-5% savings |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
| Countries | United Kingdom |
| Founders | Giles Andrews, James Alexander |
| Funding | ~$1B raised |
Verified links: official site ↗ · terms ↗ · privacy ↗ · @zopa ↗
comparePut Zopa Bank side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Monzo · Wise · Starling Bank · Atom Bank · Chase UK · Kroo
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.