Atom Bank
App-only bank, no card.
The facts
| Category | traditional |
| HQ | Durham, UK |
| Founded | 2014 |
| Custody | Custodial |
| Regulation type | Licensed bank |
| Licence detail | UK banking licence |
| Card | No card |
| Yield | Competitive fixed savers |
| Stablecoins | No |
| KYC | Yes |
| Active regions | Europe |
| Countries | United Kingdom |
| Founders | Anthony Thomson, Mark Mullen |
Verified links: official site ↗ · terms ↗ · @atom_bank ↗
comparePut Atom Bank side by side with any of the other 356 tracked neobanks in the directory — custody, licence, cashback, yield, stablecoins and geography in one view.
Peers
Monzo · Wise · Starling Bank · Zopa Bank · Chase UK · Kroo
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.