Neobanks
Mexiko — Neobanks
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These 11 are headquartered in Mexico — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 14 products in Mexico so far, out of 379 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Mexiko
| Neobanks | Kategorie | Hauptsitz | Verwahrung | Regulierungstyp | Gemeldete Nutzer |
|---|---|---|---|---|---|
| Airtm | hybrid | Mexico City, MX | Verwahrt | MSB registration (FinCEN, No. 31000329787639); USDC-based dollar wallet | — |
| albo | traditionell | Mexico City, MX | Verwahrt | IFPE license (CNBV, Mexico, 2022) — e-money institution under Ley Fintech | — |
| Bitso | hybrid | Mexico City, MX | Verwahrt | IFPE (MX) + regional VASP licenses | — |
| Cuenca | traditionell | Mexico City, MX | Verwahrt | IFPE license (CNBV, Mexico, 2021) under Ley Fintech | — |
| DolarApp | hybrid | Mexico City, MX | Verwahrt | Digital-dollar (USDC) accounts on regulated partner banks' and custodians' rails; rebranded ARQ 2026 | — |
| Félix | hybrid | Mexico City, MX | Verwahrt | US money transmitter — state licenses (NMLS 2302775); agent of UniTeller/Intermex; USDC rails via Bitso | — |
| Fondeadora | traditionell | Mexico City, MX | Verwahrt | SOFIPO license (Fondea Technologies S.F.P., CNBV Mexico, ex-Apoyo Múltiple); Prosofipo deposit insurance | — |
| Hey Banco | traditionell | Monterrey, MX | Verwahrt | Own Mexican banking license (CNBV banca múltiple); independent of Banregio since Jan 2026 | — |
| Klar | traditionell | Mexico City, MX | Verwahrt | SOFIPO license (CNBV, Mexico); acquiring Bineo for its bank license, approvals pending | — |
| Plata | traditionell | Mexico City, MX | Verwahrt | Full Mexican bank license (Banco Plata, Mar 2026); Colombia Compañía de Financiamiento authorized | — |
| Stori | traditionell | Mexico City, MX | Verwahrt | Sofipo (MX) | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.