open data

The open neobank dataset

368 verified-active neobanks · MIT-licensed · machine-readable · updated 2026-07-23

Everything on neobankbeat is generated from one file: data.json. It's free to use, including commercially — attribution appreciated. Defunct neobanks and pure BaaS/infrastructure providers are excluded; unverified fields are null rather than guessed.

368

neobanks

254

traditional

hybrid

web3-native

122

niche-audience

data.json — full dataset ↓ openapi.json — API spec ↓ llms.txt — agent guide ↓ GitHub — source & issues ↗

Field dictionary

Each entity is an object under entities. Top-level meta carries counts, field notes and methodology.

field	type	meaning
name	string	Display name of the neobank.
category	enum	traditional · hybrid · web3-native (see notes).
audience	enum	general, or a niche: SMB, teens, gen z, women, migrants, freelancers…
hq · founded	string · number	Headquarters (city, country) and year founded.
custody	enum	Custodial · Self-custodial · MPC self-custodial · Mixed.
regulation_type	enum	Licensed bank · Partner-bank model · E-money institution · Payment institution · VASP/MSB · MiCA CASP · Self-custodial software · Broker-led · Other.
licence	string	Plain-text licence / sponsor-bank detail.
card_network · card_type	string	Visa/Mastercard/domestic/— and debit/prepaid/credit/virtual/crypto-settled/wallet.
cashback · yield	string	Headline "up to" figures — change constantly, always confirm with the issuer.
stablecoins	boolean	Whether stablecoins are supported.
services	array	Money-movement capabilities: on-ramp, off-ramp, fiat-payin, fiat-payout, iban, multi-currency, virtual-cards, crypto-cards.
fx_markup	object	FX markup on the free/standard plan, with source URL + as_of date.
kyc	string	KYC posture.
active_regions · countries	array	Macro-regions and country-level availability where known.
reported_users	object	value_millions + metric + as_of, where disclosed.
founders · funding · investors	string · array	Named founders, total disclosed funding, and notable disclosed backers.
ai	enum	Verified in-production AI use: underwriting · interface · agentic.
website · domain · x_handle · terms_url · privacy_url	string	Verified links where confirmed; null when unverified (never fabricated).

Notes & methodology

category: traditional = licensed fiat, custodial · hybrid = fiat + custodial crypto · web3-native = self-custodial, on-chain-first
rates: cashback/yield are 'up to' figures that change constantly and vary by region — always confirm with the issuer
services: money-movement capabilities (on-ramp, off-ramp, fiat-payin, fiat-payout, iban, multi-currency, virtual-cards, crypto-cards); verified per provider docs, tags omitted when unverified — absence is not proof of absence
fx_markup: foreign-exchange markup on the free/standard plan, sourced + dated; rates change often, always confirm with the issuer
verification: defunct neobanks and pure BaaS/infrastructure are excluded; unverified fields are null rather than guessed

Load it

import json, urllib.request
data = json.load(urllib.request.urlopen("https://www.neobankbeat.com/data.json"))
print(data["meta"]["total"], "neobanks")
for e in data["entities"][:5]:
    print(e["name"], "·", e["category"], "·", e["regulation_type"])

Cite it

neobankbeat (2026). Open directory of neobanks worldwide. https://www.neobankbeat.com/ (MIT).

go deeperBrowse the interactive directory, all 368 profiles, or the comparisons. Machine agents: llms.txt · sitemap.md.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.