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45 cuts of 368 neobanks · every list generated from data.json · updated 2026-07-26

short answer45 ready-made cuts of the neobank dataset: by how each product is regulated, whether it needs your ID, where it is available, and who it is built for. Every list states its own count and links every entry to a verified profile.

By licence and structure

The single most useful question about a neobank: who is legally holding your money?

Neobanks running on someone else’s banking licence (77)
Neobanks that hold their own banking licence (127)
Neobanks operating under crypto and money-transmitter licences (24)
Neobanks authorised as e-money institutions (48)
Neobanks authorised as crypto-asset service providers under MiCA (8)
Neobanks authorised as payment institutions (13)
Neobanks that never hold your money (51)

By identity verification

Whether you can use it without handing over ID — and where the line really sits.

Neobanks that work without identity verification (13)
Neobanks where only the card requires ID (32)

By the card in the app

Which scheme issues it, and the 60 products that issue no card at all.

Neobanks with no card of their own (60)
Neobanks that issue a Visa card (178)
Neobanks that issue a Mastercard (148)
Neobanks on domestic card networks (16)

By region

Availability rather than headquarters. Multi-region players appear in every region they serve.

Neobanks available in North America (119)
Neobanks available in Europe (139)
Neobanks available in Asia (128)
Neobanks available in Oceania (68)
Neobanks available in Latin America (108)
Neobanks available in Africa (88)
Neobanks available in MENA (79)

By country

Where each company is based — a complete field — kept separate from where its product is available, which is not.

Neobanks in United States (63)
Neobanks in United Kingdom (29)
Neobanks in Germany (8)
Neobanks in France (11)
Neobanks in Brazil (10)
Neobanks in Argentina (9)
Neobanks in Mexico (11)
Neobanks in Colombia (7)
Neobanks in India (12)
Neobanks in Singapore (12)
Neobanks in Philippines (6)
Neobanks in Indonesia (9)
Neobanks in Vietnam (6)
Neobanks in Australia (7)
Neobanks in Nigeria (14)
Neobanks in UAE (14)
Neobanks in Switzerland (11)

By who it is built for

Niche products designed around one group’s constraints, not general apps with different branding.

Neobanks for gen z and students (8)
Neobanks for kids and family (7)
Neobanks for small businesses and startups (30)
Neobanks for freelancers and creators (14)
Neobanks for immigrants and migrants (8)
Neobanks built for the underbanked (23)
Faith-based and Islamic neobanks (7)
Neobanks for travel and digital nomads (10)

go deeperPrefer live filters? The directory combines all of these at once and keeps the state in the URL. Every neobank also has a profile at /n/, and every pair a comparison.