Neobanks
Vereinigtes Königreich — Neobanks
HinweisAutomatisch lokalisierte Seite — Überschriften, Kennzahlen und Kategorien auf Deutsch; die ausführlichen Beschreibungen und die verifizierten Quelldaten stammen aus dem englischen Originalprofil.
These 29 are headquartered in the United Kingdom — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 34 products in the United Kingdom so far, out of 381 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Vereinigtes Königreich
| Neobanks | Kategorie | Hauptsitz | Verwahrung | Regulierungstyp | Gemeldete Nutzer |
|---|---|---|---|---|---|
| Revolut | hybrid | London, UK | Verwahrt | UK banking license (2024); EU license (Lithuania) | 50M customers (2025) |
| Wise | traditionell | London, UK | Verwahrt | E-money/payment licenses globally | 19M customers (FY26) |
| Monzo | traditionell | London, UK | Verwahrt | UK banking license | 12M customers (2025) |
| Algbra | traditionell | London, UK | Verwahrt | E-money institution (FCA, FRN 952360, UK) | — |
| Allica Bank | traditionell | Milton Keynes, UK | Verwahrt | Full UK banking license (PRA/FCA authorised) | — |
| ANNA Money | traditionell | Cardiff, UK | Verwahrt | E-money | — |
| Atom Bank | traditionell | Durham, UK | Verwahrt | UK banking license | — |
| Bleap | web3-nativ | London, UK | MPC-selbstverwahrt | MPC self-custody; MC principal member | — |
| CEX.IO Card | hybrid | London, UK | Verwahrt | MSB (FinCEN) + US state money-transmitter licenses; UK FCA cryptoasset registration; EU VASP (Lithuania) | — |
| Chase UK | traditionell | London, UK | Verwahrt | UK subsidiary of JPMorgan | — |
| Curve | traditionell | London, UK | Verwahrt | E-money institution (FCA UK, FRN 900926); EEA via Curve Europe UAB EMI (Bank of Lithuania) | — |
| Holyheld | web3-nativ | London, UK | Selbstverwahrt | E-money partners (EU); non-custodial top-ups | — |
| Kestrl | traditionell | London, UK | Verwahrt | Accounts and cards issued by AF Payments Ltd, FCA-authorised e-money institution (FRN 900440) | — |
| Kroo | traditionell | London, UK | Verwahrt | UK banking license | — |
| Monese | traditionell | London, UK | Verwahrt | FCA-authorised e-money institution (FRN 900960); UK accounts as agent of PrePay Technologies; owned by Pockit | — |
| Morse | web3-nativ | London, UK | Selbstverwahrt | MiCA-licensed (Avian Labs Netherlands B.V.) | — |
| OakNorth | traditionell | London, UK | Verwahrt | Full UK banking license (PRA/FCA, 2015) | — |
| Plutus | hybrid | London, UK | Verwahrt | E-money card via Modulr (FCA EMI; Lithuanian EMI for EEA); PLU rewards self-custodial | — |
| Pockit | traditionell | London, UK | Verwahrt | E-money via FCA-authorised EMIs (Modulr, PSI-Pay); owns Monese's EMI license | — |
| Ready | web3-nativ | London, UK | Selbstverwahrt | Self-custodial software; card via Kulipa (non-EEA cut Jun 2026; issuer wound down Jul 2026) | — |
| Starling Bank | traditionell | London, UK | Verwahrt | UK banking license | — |
| Suits Me | traditionell | Cheshire, UK | Verwahrt | E-money accounts issued by PrePay Technologies (FCA EMI, FRN 900010); Suits Me acts as agent/programme manager | — |
| Tandem Bank | traditionell | London, UK | Verwahrt | UK banking license | — |
| Tap Global | hybrid | London, UK | Verwahrt | Gibraltar DLT/VASP license (GFSC, No. 25532); cards via Transact Payments EMI | — |
| Tide | traditionell | London, UK | Verwahrt | E-money; deposits via ClearBank | — |
| Wirex | hybrid | London, UK | Verwahrt | E-money institution (FCA, FRN 902025); crypto via Wirex Digital Services VASP (OAM Italy) | — |
| Xverse | web3-nativ | London, UK | Selbstverwahrt | Selbstverwahrende Software | — |
| Zempler Bank | traditionell | London, UK | Verwahrt | Full UK banking license (PRA/FCA, Feb 2021, ex-Cashplus); FSCS-protected | — |
| Zopa Bank | traditionell | London, UK | Verwahrt | UK banking license (2020) | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.