Neobancos
Emiratos Árabes Unidos — Neobancos
NotaPágina localizada automáticamente: títulos, cifras clave y categorías en español; las descripciones detalladas y los datos verificados provienen del perfil original en inglés.
These 14 are headquartered in the UAE — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 7 products in the UAE so far, out of 381 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Emiratos Árabes Unidos
| Neobancos | Categoría | Sede | Custodia | Tipo de regulación | Usuarios declarados |
|---|---|---|---|---|---|
| 1inch Card | web3-nativo | Dubai, AE | Autocustodia | Self-custodial; card via Baanx/Crypto Life | — |
| Baraka | tradicional | Dubai, AE | Con custodia | DFSA-regulated investment firm (DIFC, ref. 4153); broker-led model, execution via licensed partners | — |
| Bybit Card | híbrido | Dubai, AE | Con custodia | VARA (Dubai) + regional | — |
| COCA | híbrido | Dubai, AE | Autocustodia MPC | MPC self-custody; e-money card partners (UK/EU) | — |
| Fasset | híbrido | Dubai, AE | Con custodia | VARA VASP license (Dubai, broker-dealer); provisional Islamic digital-bank license in Malaysia | — |
| Liv. | tradicional | Dubai, AE | Con custodia | Operates under Emirates NBD's banking license (CBUAE) as its digital bank | — |
| Mashreq Neo | tradicional | Dubai, AE | Con custodia | Bank (Mashreq) | — |
| NOW Money | tradicional | Dubai, AE | Con custodia | E-money institution / Stored Value Facility license (Central Bank of UAE); funds safeguarded at UAE banks incl. CBI | — |
| Pyypl | tradicional | Dubai, AE | Con custodia | FSRA (ADGM) money services license No. 170031; non-bank payment institution; also CBB Bahrain, AFSA Kazakhstan | — |
| Sarwa | tradicional | Dubai, AE | Con custodia | FSRA-regulated (ADGM, UAE) investment platform; robo-advisory and broker services | — |
| Wio Bank | tradicional | Abu Dhabi, AE | Con custodia | UAE banking license | — |
| XPlace | híbrido | Dubai, AE | Con custodia | Self-custodial (non-custodial Solana smart contracts); cards issued via Rain (Signify Holdings) under Visa license | — |
| YAP | tradicional | Dubai, AE | Con custodia | Partner bank (Ruya Community Islamic Bank, CBUAE-licensed; formerly RAKBANK) | — |
| Zand | tradicional | Dubai, AE | Con custodia | UAE banking license | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.