Current vs Step
NotaPágina localizada automáticamente: títulos, cifras clave y categorías en español; las descripciones detalladas y los datos verificados provienen del perfil original en inglés.
Respuesta breveBoth are traditional neobanks. Step is built for gen z & students. Compare custody, license, FX markup and fees field by field below.
Comparación directa
| Current | Step | |
|---|---|---|
| Categoría | tradicional | tradicional |
| Público | general | gen z & students |
| Sede | New York, US | Palo Alto, US |
| Fundada | 2015 | 2018 |
| Custodia | Con custodia | Con custodia |
| Tipo de regulación | Modelo de banco asociado | Modelo de banco asociado |
| Detalle de licencia | Partner banks (Choice, Cross River) | Partner bank (Evolve) |
| Tarjeta | Visa · Debit | Visa · Debit + credit builder |
| Cashback | Points | — |
| Rendimiento | ~4% savings pods | ~4% savings goals |
| Margen de FX | 3% international transaction fee on all purchases (Visa wholesale rate) (2026-07) | — |
| Servicios | — | — |
| Stablecoins | No | No |
| KYC | Sí | Sí |
| Regiones activas | América del Norte | América del Norte |
| Usuarios declarados | — | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.