Found vs Karat
NotaPágina localizada automáticamente: títulos, cifras clave y categorías en español; las descripciones detalladas y los datos verificados provienen del perfil original en inglés.
Respuesta breveBoth are traditional neobanks with similar positioning — the real differences are FX markup, fees, license and geography, compared field by field below.
Comparación directa
| Found | Karat | |
|---|---|---|
| Categoría | tradicional | tradicional |
| Público | freelancers & creators | freelancers & creators |
| Sede | San Francisco, US | Los Angeles, US |
| Fundada | 2019 | 2019 |
| Custodia | Con custodia | Con custodia |
| Tipo de regulación | Modelo de banco asociado | Modelo de banco asociado |
| Detalle de licencia | Partner bank (Lead Bank); FDIC pass-through up to $250k; formerly Piermont Bank | Partner bank (Grasshopper Bank, N.A.); Karat Visa credit card issued by Cross River Bank |
| Tarjeta | MC · Business debit | Visa · Business card |
| Cashback | — | Creator perks |
| Rendimiento | — | — |
| Margen de FX | — | — |
| Servicios | — | — |
| Stablecoins | No | No |
| KYC | Sí | Sí |
| Regiones activas | América del Norte | América del Norte |
| Usuarios declarados | — | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.