Néobanques
Nigéria — Néobanques
NotePage localisée automatiquement — titres, chiffres clés et catégories en français ; les descriptions détaillées et les données vérifiées proviennent du profil original en anglais.
These 14 are headquartered in Nigeria — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 13 products in Nigeria so far, out of 379 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Nigéria
| Néobanques | Catégorie | Siège | Conservation | Type de régulation | Utilisateurs déclarés |
|---|---|---|---|---|---|
| OPay | traditionnelle | Lagos, NG | En conservation | Payment licenses (NG) | 60M users (2024) |
| PalmPay | traditionnelle | Lagos, NG | En conservation | Mobile money license (NG) | 35M users (2025) |
| ALAT by Wema | traditionnelle | Lagos, NG | En conservation | Bank (Wema Bank) | — |
| Bitnob | hybride | Lagos, NG | En conservation | VASP applicant under Nigeria SEC's ARIP (approval-in-principle track); licensed partners for rails | — |
| Carbon | traditionnelle | Lagos, NG | En conservation | Microfinance bank (NG) | — |
| Cleva | traditionnelle | Lagos, NG | En conservation | MSB registration (FinCEN); USD accounts via licensed FDIC-insured US partner banks | — |
| FairMoney | traditionnelle | Lagos, NG | En conservation | Microfinance bank (NG) | — |
| Grey | traditionnelle | Lagos, NG | En conservation | MSB registrations (FinCEN US, FINTRAC Canada); accounts via licensed banking partners | — |
| Kuda | traditionnelle | Lagos, NG | En conservation | Microfinance bank (NG) | — |
| Moniepoint | traditionnelle | Lagos, NG | En conservation | MFB + switching licenses (NG) | — |
| Nyla | traditionnelle | Lagos, NG | En conservation | Partner banks — tech company, not a bank; launching in Ghana via a licensed commercial bank (Islamic window) | — |
| Onboard | web3-native | Lagos, NG | Auto-conservation | Logiciel d'auto-conservation | — |
| Sparkle | traditionnelle | Lagos, NG | En conservation | Microfinance bank (NG) | — |
| Yellow Card | hybride | Lagos, NG | En conservation | Licensed/registered in 20+ African markets | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.