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Néobanques

Royaume-Uni — Néobanques

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NotePage localisée automatiquement — titres, chiffres clés et catégories en français ; les descriptions détaillées et les données vérifiées proviennent du profil original en anglais.

These 29 are headquartered in the United Kingdom — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 33 products in the United Kingdom so far, out of 379 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.

Royaume-Uni

NéobanquesCatégorieSiègeConservationType de régulationUtilisateurs déclarés
Revolut hybride London, UK En conservation UK banking license (2024); EU license (Lithuania) 50M customers (2025)
Wise traditionnelle London, UK En conservation E-money/payment licenses globally 19M customers (FY26)
Monzo traditionnelle London, UK En conservation UK banking license 12M customers (2025)
Algbra traditionnelle London, UK En conservation E-money institution (FCA, FRN 952360, UK)
Allica Bank traditionnelle Milton Keynes, UK En conservation Full UK banking license (PRA/FCA authorised)
ANNA Money traditionnelle Cardiff, UK En conservation E-money
Atom Bank traditionnelle Durham, UK En conservation UK banking license
Bleap web3-native London, UK Auto-conservation MPC MPC self-custody; MC principal member
CEX.IO Card hybride London, UK En conservation MSB (FinCEN) + US state money-transmitter licenses; UK FCA cryptoasset registration; EU VASP (Lithuania)
Chase UK traditionnelle London, UK En conservation UK subsidiary of JPMorgan
Curve traditionnelle London, UK En conservation E-money institution (FCA UK, FRN 900926); EEA via Curve Europe UAB EMI (Bank of Lithuania)
Holyheld web3-native London, UK Auto-conservation E-money partners (EU); non-custodial top-ups
Kestrl traditionnelle London, UK En conservation Accounts and cards issued by AF Payments Ltd, FCA-authorised e-money institution (FRN 900440)
Kroo traditionnelle London, UK En conservation UK banking license
Monese traditionnelle London, UK En conservation FCA-authorised e-money institution (FRN 900960); UK accounts as agent of PrePay Technologies; owned by Pockit
OakNorth traditionnelle London, UK En conservation Full UK banking license (PRA/FCA, 2015)
Plutus hybride London, UK En conservation E-money card via Modulr (FCA EMI; Lithuanian EMI for EEA); PLU rewards self-custodial
Pockit traditionnelle London, UK En conservation E-money via FCA-authorised EMIs (Modulr, PSI-Pay); owns Monese's EMI license
Ready web3-native London, UK Auto-conservation Self-custodial software; card via Kulipa (non-EEA cut Jun 2026; issuer wound down Jul 2026)
Sling Money web3-native London, UK Auto-conservation Logiciel d'auto-conservation
Starling Bank traditionnelle London, UK En conservation UK banking license
Suits Me traditionnelle Cheshire, UK En conservation E-money accounts issued by PrePay Technologies (FCA EMI, FRN 900010); Suits Me acts as agent/programme manager
Tandem Bank traditionnelle London, UK En conservation UK banking license
Tap Global hybride London, UK En conservation Gibraltar DLT/VASP license (GFSC, No. 25532); cards via Transact Payments EMI
Tide traditionnelle London, UK En conservation E-money; deposits via ClearBank
Wirex hybride London, UK En conservation E-money institution (FCA, FRN 902025); crypto via Wirex Digital Services VASP (OAM Italy)
Xverse web3-native London, UK Auto-conservation Logiciel d'auto-conservation
Zempler Bank traditionnelle London, UK En conservation Full UK banking license (PRA/FCA, Feb 2021, ex-Cashplus); FSCS-protected
Zopa Bank traditionnelle London, UK En conservation UK banking license (2020)

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.