Néobanques
Royaume-Uni — Néobanques
NotePage localisée automatiquement — titres, chiffres clés et catégories en français ; les descriptions détaillées et les données vérifiées proviennent du profil original en anglais.
These 29 are headquartered in the United Kingdom — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 34 products in the United Kingdom so far, out of 381 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Royaume-Uni
| Néobanques | Catégorie | Siège | Conservation | Type de régulation | Utilisateurs déclarés |
|---|---|---|---|---|---|
| Revolut | hybride | London, UK | En conservation | UK banking license (2024); EU license (Lithuania) | 50M customers (2025) |
| Wise | traditionnelle | London, UK | En conservation | E-money/payment licenses globally | 19M customers (FY26) |
| Monzo | traditionnelle | London, UK | En conservation | UK banking license | 12M customers (2025) |
| Algbra | traditionnelle | London, UK | En conservation | E-money institution (FCA, FRN 952360, UK) | — |
| Allica Bank | traditionnelle | Milton Keynes, UK | En conservation | Full UK banking license (PRA/FCA authorised) | — |
| ANNA Money | traditionnelle | Cardiff, UK | En conservation | E-money | — |
| Atom Bank | traditionnelle | Durham, UK | En conservation | UK banking license | — |
| Bleap | web3-native | London, UK | Auto-conservation MPC | MPC self-custody; MC principal member | — |
| CEX.IO Card | hybride | London, UK | En conservation | MSB (FinCEN) + US state money-transmitter licenses; UK FCA cryptoasset registration; EU VASP (Lithuania) | — |
| Chase UK | traditionnelle | London, UK | En conservation | UK subsidiary of JPMorgan | — |
| Curve | traditionnelle | London, UK | En conservation | E-money institution (FCA UK, FRN 900926); EEA via Curve Europe UAB EMI (Bank of Lithuania) | — |
| Holyheld | web3-native | London, UK | Auto-conservation | E-money partners (EU); non-custodial top-ups | — |
| Kestrl | traditionnelle | London, UK | En conservation | Accounts and cards issued by AF Payments Ltd, FCA-authorised e-money institution (FRN 900440) | — |
| Kroo | traditionnelle | London, UK | En conservation | UK banking license | — |
| Monese | traditionnelle | London, UK | En conservation | FCA-authorised e-money institution (FRN 900960); UK accounts as agent of PrePay Technologies; owned by Pockit | — |
| Morse | web3-native | London, UK | Auto-conservation | MiCA-licensed (Avian Labs Netherlands B.V.) | — |
| OakNorth | traditionnelle | London, UK | En conservation | Full UK banking license (PRA/FCA, 2015) | — |
| Plutus | hybride | London, UK | En conservation | E-money card via Modulr (FCA EMI; Lithuanian EMI for EEA); PLU rewards self-custodial | — |
| Pockit | traditionnelle | London, UK | En conservation | E-money via FCA-authorised EMIs (Modulr, PSI-Pay); owns Monese's EMI license | — |
| Ready | web3-native | London, UK | Auto-conservation | Self-custodial software; card via Kulipa (non-EEA cut Jun 2026; issuer wound down Jul 2026) | — |
| Starling Bank | traditionnelle | London, UK | En conservation | UK banking license | — |
| Suits Me | traditionnelle | Cheshire, UK | En conservation | E-money accounts issued by PrePay Technologies (FCA EMI, FRN 900010); Suits Me acts as agent/programme manager | — |
| Tandem Bank | traditionnelle | London, UK | En conservation | UK banking license | — |
| Tap Global | hybride | London, UK | En conservation | Gibraltar DLT/VASP license (GFSC, No. 25532); cards via Transact Payments EMI | — |
| Tide | traditionnelle | London, UK | En conservation | E-money; deposits via ClearBank | — |
| Wirex | hybride | London, UK | En conservation | E-money institution (FCA, FRN 902025); crypto via Wirex Digital Services VASP (OAM Italy) | — |
| Xverse | web3-native | London, UK | Auto-conservation | Logiciel d'auto-conservation | — |
| Zempler Bank | traditionnelle | London, UK | En conservation | Full UK banking license (PRA/FCA, Feb 2021, ex-Cashplus); FSCS-protected | — |
| Zopa Bank | traditionnelle | London, UK | En conservation | UK banking license (2020) | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.