Revolut vs bunq
NotePage localisée automatiquement — titres, chiffres clés et catégories en français ; les descriptions détaillées et les données vérifiées proviennent du profil original en anglais.
Réponse courteRevolut is a hybrid neobank and bunq is traditional. Revolut is the larger platform (~50M users) and supports stablecoins. Compare custody, license, FX markup and fees field by field below.
Côte à côte
| Revolut | bunq | |
|---|---|---|
| Catégorie | hybride | traditionnelle |
| Public | general | general |
| Siège | London, UK | Amsterdam, NL |
| Fondée | 2015 | 2012 |
| Conservation | En conservation | En conservation |
| Type de régulation | Banque agréée | Banque agréée |
| Détail de licence | UK banking license (2024); EU license (Lithuania) | Dutch banking license |
| Carte | Visa/MC · Debit + credit | MC · Debit |
| Cashback | Perks by tier | 1% (plan) |
| Rendement | Savings vaults | Up to ~3.4% interest |
| Majoration FX | Interbank rate; free to £/$1,000/mo on weekdays, 0.5% over; +1% weekend markup (2026-07) | Mastercard rate + 0.5% up to €1,000/yr; 3% conversion fee above that (Free plan) (2026-07) |
| Services | crypto on-ramp, crypto off-ramp, fiat pay-in (bank rails), fiat pay-out (bank rails), own IBAN / account no., multi-currency hold, virtual cards, crypto-settled card | fiat pay-in (bank rails), fiat pay-out (bank rails), own IBAN / account no., multi-currency hold, virtual cards |
| Stablecoins | Oui | Non |
| KYC | Oui | Oui |
| Régions actives | Europe, Amérique du Nord, Océanie, Asie, Amérique latine | Europe |
| Utilisateurs déclarés | 50M customers (2025) | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.