Neobanche
Nigeria — Neobanche
NotaPagina localizzata automaticamente — titoli, dati chiave e categorie in italiano; le descrizioni dettagliate e i dati verificati provengono dal profilo originale in inglese.
These 15 are headquartered in Nigeria — parsed from the registered base of each company, so the count is complete. Availability is a different and much harder question: it is verified for 15 products in Nigeria so far, out of 381 tracked, so a neobank missing from the second table below has not been ruled out — it has not been checked. Corrections are welcome on GitHub.
Nigeria
| Neobanche | Categoria | Sede | Custodia | Tipo di regolamentazione | Utenti dichiarati |
|---|---|---|---|---|---|
| OPay | tradizionale | Lagos, NG | In custodia | Payment licenses (NG) | 60M users (2024) |
| PalmPay | tradizionale | Lagos, NG | In custodia | Mobile money license (NG) | 35M users (2025) |
| ALAT by Wema | tradizionale | Lagos, NG | In custodia | Bank (Wema Bank) | — |
| Bitnob | ibrida | Lagos, NG | In custodia | VASP applicant under Nigeria SEC's ARIP (approval-in-principle track); licensed partners for rails | — |
| Carbon | tradizionale | Lagos, NG | In custodia | Microfinance bank (NG) | — |
| Cleva | tradizionale | Lagos, NG | In custodia | MSB registration (FinCEN); USD accounts via licensed FDIC-insured US partner banks | — |
| FairMoney | tradizionale | Lagos, NG | In custodia | Microfinance bank (NG) | — |
| Grey | tradizionale | Lagos, NG | In custodia | MSB registrations (FinCEN US, FINTRAC Canada); accounts via licensed banking partners | — |
| Kuda | tradizionale | Lagos, NG | In custodia | Microfinance bank (NG) | — |
| Moniepoint | tradizionale | Lagos, NG | In custodia | MFB + switching licenses (NG) | — |
| Nyla | tradizionale | Lagos, NG | In custodia | Partner banks — tech company, not a bank; launching in Ghana via a licensed commercial bank (Islamic window) | — |
| Onboard | web3-nativa | Lagos, NG | Auto-custodia | Software di auto-custodia | — |
| Sparkle | tradizionale | Lagos, NG | In custodia | Microfinance bank (NG) | — |
| Yellow Card | ibrida | Lagos, NG | In custodia | Licensed/registered in 20+ African markets | — |
| Yolat | tradizionale | Lagos, NG | In custodia | FINTRAC MSB + Bank of Canada RPAA PSP (CA); IMTO (CBN, NG) | — |
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.