Engineering Manager, Financial Services

ABOUT TIDE At Tide, we help SMEs save time and money in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions, from invoicing to accounting. Tide is transforming the small business banking market and now supports over 2 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data driven decisions to serve our mission: to help SMEs save time and money so they can get back to doing what they love.

Tide facts

• Tide is available for UK, Indian, German and French SMEs
• Over 2 million members across UK and India
• Over $300 million raised in funding
• Over 2,800 Tideans globally
• Recognised with Great Place to Work certification three years in a row, and among India’s Top 50 Best Workplaces in Banking, Financial Services, and Insurance in 2026
• We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram, New Delhi, Berlin, Paris and Luxembourg

ABOUT THE ROLE

As an Engineering Manager at Tide, you’re an experienced Full Stack Engineering Leader with strong people-management skills, comfortable operating at scale and driving impact through well-designed platforms. In this critical role, you will lead a cross-functional engineering team (comprising Backend, Mobile, and Web engineers) and partner closely with Product Management to own and lead our global In-Person Acquiring products. In-Person payments currently account for a significant majority (65%+) of our Acquiring revenue in key markets, making this a highly visible, high-impact domain. You will own the technical direction and end-to-end execution of systems that power our in-house ePOS solutions, Tap to Pay technologies, cross-platform mobile apps, and complex pricing engines. You will oversee the maintenance of highly reliable live products while leading the architectural strategy for critical third-party vendor integrations and hardware partnerships. Additionally, you will drive major platform transformation initiatives and lead the engineering scaling of localized payment networks (such as QR/UPI) across international markets, alongside rollout toolkits for our European expansion.

WHAT WE ARE LOOKING FOR

• Full Stack Leadership: Proven track record directly managing, coaching, and developing cross-functional teams of Backend, Mobile, and Web engineers.
• Technical Depth T-Shaped Leadership: A platform- and tech stack-agnostic engineering leader who is an expert in at least one core domain/platform (e.g., backend or mobile), with the proven ability to translate those core software engineering principles to guide, mentor, and architect solutions across other platforms in a T-shaped leadership model. Extensive experience building robust applications, server-side engineering, mobile app deployment architecture, and scalable system design.
• Domain Expertise: Experience in FinTech, specifically within Acquiring, In-Person Payments, ePOS systems, or payment gateway integrations is highly desirable.
• Architecture Scale: Experience engineering scalable, reliable solutions in a cloud-native environment, managing microservices, and implementing RESTful APIs and event-driven systems.
• Partner Integrations: Proven experience designing systems that seamlessly integrate with complex third-party vendors, hardware providers, and external payment networks.
• End-to-End Ownership: Full ownership of technical solutions across their entire lifecycle, championing engineering best practices from development and testing to production deployment and monitoring.
• Strategic Execution: A technical, hands-on leader who can guide architecture decisions, translate complex product strategy into reliable platform solutions, and communicate technical concepts seamlessly to stakeholders.

OUR TECH STACK

• Java, Spring Boot and JOOQ to build the RESTful APIs of our microservices (but we welcome people who are used to any strongly typed general purpose programming language!)
• Event-driven architecture with messages over SNS+SQS and Kafka to make them reliable
• Primary datastores are PostgreSQL via RDS or Aurora (we are heavy AWS users)
• Docker, Terraform, ArgoCD and, EKS provided by the Cloud team to run the platform
• DataDog for monitoring, observability and automated SLOs
• GitHub, Semgrep and solid testing to power the CI/CD pipelines - new joiners are encouraged to have something deployed to production in their first week
• Angular on Web, Flutter for our mobile app, but from time to time we use Swift and Kotlin
• Fivetran/BigQuery/Looker for the BI insights and Python/FastAPI/Faust + some ML libs for the automated decisioning and risk management

WHAT YOU’LL GET IN RETURN

• Competitive Compensation - competitive salary and share options
• Time Off – Generous annual leave on top of bank holidays.
• Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey.
• Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide.
• Health Insurance – Private family insurance with additional OPD coverage and top-up options.
• Life Accident Cover – Comprehensive accidental and life insurance protection.
• Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops.
• Volunteering Development Days – Paid days annually for volunteering or personal growth.
• Learning Development – Annual budget for books, courses, coaching, and more.
• WOO (Work Outside the Office) – Work from abroad for up to 90 days annually.
• Home Office Setup – Contribution towards setting up your home office
• Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement.
• Snacks Meals – Office perks with snacks, coffee, tea, and lunch (location dependent).

Tidean Ways of Working At Tide, we’re Member First and Data Driven, but above all, we’re One Team. Our Working Out of Office (WOO) policy allows you to work from anywhere in the world for up to 90 days a year. We are remote first, but when you do want to meet new people, collaborate with your team or simply hang out with your colleagues, our offices are always available and equipped to the highest standard. We offer flexible working hours and trust our employees to do their work well, at times that suit them and their team.

TIDE IS A PLACE FOR EVERYONE At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives.

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard. At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard.

Disclaimer It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that:

• Tide does not charge any fees at any stage of the recruitment process.
• All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel.
• Communication from Tide will only come from an official @tide.co email address.
• Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf.

If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process. Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy. Your personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice.