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Who owns Always.bank?

traditional · Birmingham, US · Licensed bank · custody: Custodial

short answerAlways.bank holds its own banking license, so Always.bank itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor.

Is Always.bank a licensed bank?

Yes — it holds its own banking license. License detail: FDIC-insured national bank charter (22nd State Banking Company).

Where is your money held?

Custody model: Custodial — on Always.bank's own balance sheet as a licensed bank.

No sponsor bank or infrastructure provider is publicly documented for Always.bank yet. Know one? Suggest it.

Is my money safe with Always.bank?

As a licensed bank, eligible deposits at Always.bank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full Always.bank profile with every verified field, or Always.bank alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.