Who owns Blu by BCA?
short answerBlu by BCA holds its own banking licence, so Blu by BCA itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor.
Is Blu by BCA a licensed bank?
Yes — it holds its own banking licence. Licence detail: Bank (BCA Digital).
Where is your money held?
Custody model: Custodial — on Blu by BCA's own balance sheet as a licensed bank.
No sponsor bank or infrastructure provider is publicly documented for Blu by BCA yet. Know one? Suggest it.
Is my money safe with Blu by BCA?
As a licensed bank, eligible deposits at Blu by BCA are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
go deeperSee the full Blu by BCA profile with every verified field, or Blu by BCA alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.