← back

Who owns buddybank?

traditional · Milan, IT · Licensed bank · custody: Custodial

short answerbuddybank holds its own banking licence, so buddybank itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor.

Is buddybank a licensed bank?

Yes — it holds its own banking licence. Licence detail: UniCredit S.p.A. digital service — operates under UniCredit's Italian banking licence (ECB supervised).

Where is your money held?

Custody model: Custodial — on buddybank's own balance sheet as a licensed bank.

No sponsor bank or infrastructure provider is publicly documented for buddybank yet. Know one? Suggest it.

Is my money safe with buddybank?

As a licensed bank, eligible deposits at buddybank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full buddybank profile with every verified field, or buddybank alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.