Who owns Chase UK?
short answerChase UK is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while Chase UK builds the product and interface.
Is Chase UK a licensed bank?
No — it runs on a sponsor bank (BaaS model). Licence detail: UK subsidiary of JPMorgan.
Where is your money held?
Custody model: Custodial.
Chase UK runs on: 10x Banking (core banking platform). Full stack on the infra map.
Is my money safe with Chase UK?
Deposits are held by Chase UK's sponsor bank, so any insurance flows through that bank rather than Chase UK. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.
go deeperSee the full Chase UK profile with every verified field, or Chase UK alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.