Who owns DNERO?

traditional · Irvine, US · Partner-bank model · custody: Custodial

short answerDNERO is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while DNERO builds the product and interface.

Is DNERO a licensed bank?

No — it runs on a sponsor bank (BaaS model). License detail: Partner bank: Zenus Bank International (Puerto Rico, OCFI-regulated) holds deposits and issues the Visa debit card; not FDIC-insured; program manager Connect Fintech.

Where is your money held?

Custody model: Custodial.

No sponsor bank or infrastructure provider is publicly documented for DNERO yet. Know one? Suggest it.

Is my money safe with DNERO?

Deposits are held by DNERO's sponsor bank, so any insurance flows through that bank rather than DNERO. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.

go deeperSee the full DNERO profile with every verified field, or DNERO alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.