Who owns Ethena Pay?

web3-native · Malta, MT · Self-custodial software · custody: Self-custodial

short answerEthena Pay does not hold your money at all — it is self-custodial software. You hold your own keys, so nobody, including Ethena Pay, can move or freeze your funds.

Is Ethena Pay a licensed bank?

No — and it custodies no customer funds; you hold your own keys. License detail: Self-custodial wallet; Ethena Pay Ltd (Malta) is a software company, not a bank; secured Visa card issued by Third National (Puerto Rico) under a Rain-managed program.

Where is your money held?

Custody model: Self-custodial — you hold your own keys; the company never takes custody.

Who's behind Ethena Pay?

Ethena Pay was founded by Guy Young (2026), headquartered in Malta, MT.

Is my money safe with Ethena Pay?

Ethena Pay never holds your funds, so no deposit-insurance scheme is involved. Your security depends entirely on how you protect your own private keys and recovery phrase — lose them and no company can recover the money for you.

go deeperSee the full Ethena Pay profile with every verified field, or Ethena Pay alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.