Who owns FairMoney?
Is FairMoney a licensed bank?
Yes — it holds its own banking licence. Licence detail: Microfinance bank (NG).
Where is your money held?
Custody model: Custodial — on FairMoney's own balance sheet as a licensed bank.
FairMoney runs on: Oradian (core banking platform). Full stack on the infra map.
Who's behind FairMoney?
FairMoney was founded by Laurin Hainy, Matthieu Gendreau, Nicolas Berthozat (2017), headquartered in Lagos, NG.
Early investors
Is my money safe with FairMoney?
As a licensed bank, eligible deposits at FairMoney are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.