Who owns FAKTUS?

traditional · Paris, FR · Partner-bank model · custody: Custodial

short answerFAKTUS is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while FAKTUS builds the product and interface.

Is FAKTUS a licensed bank?

No — it runs on a sponsor bank (BaaS model). License detail: Payment account via Swan (partner: Swan, licensed EMI); FAKTUS is an ORIAS-registered agent (23008083).

Where is your money held?

Custody model: Custodial.

No sponsor bank or infrastructure provider is publicly documented for FAKTUS yet. Know one? Suggest it.

Who's behind FAKTUS?

FAKTUS was founded by Reda Kabbaj, Alexandre Pochon (2023), headquartered in Paris, FR.

Is my money safe with FAKTUS?

Deposits are held by FAKTUS's sponsor bank, so any insurance flows through that bank rather than FAKTUS. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.

go deeperSee the full FAKTUS profile with every verified field, or FAKTUS alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.