Who owns Fingo?
short answerFingo is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while Fingo builds the product and interface.
Is Fingo a licensed bank?
No — it runs on a sponsor bank (BaaS model). Licence detail: Partner bank (Ecobank Kenya); Central Bank of Kenya-approved product.
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for Fingo yet. Know one? Suggest it.
Who's behind Fingo?
Fingo was founded by Kiiru Muhoya + team (2021), headquartered in Nairobi, KE.
Is my money safe with Fingo?
Deposits are held by Fingo's sponsor bank, so any insurance flows through that bank rather than Fingo. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.
go deeperSee the full Fingo profile with every verified field, or Fingo alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.