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Finom profile

Who owns Finom?

traditional · Amsterdam, NL · E-money institution · custody: Custodial

short answerFinom is an e-money institution, not a bank. Customer money is safeguarded in segregated accounts at partner banks rather than held as insured deposits.

Is Finom a licensed bank?

No — it is an e-money institution. Licence detail: E-money institution (FINOM Payments B.V., DNB Netherlands); EU/EEA passporting.

Where is your money held?

Custody model: Custodial.

No sponsor bank or infrastructure provider is publicly documented for Finom yet. Know one? Suggest it.

Who's behind Finom?

Finom was founded by Ex-Modulbank team (Novikov, Laguta, Petrov, Stiskin) (2019), headquartered in Amsterdam, NL.

Is my money safe with Finom?

As an e-money institution, Finom safeguards funds in segregated accounts rather than insuring them as deposits. That protection works differently from a bank — money is generally not covered by deposit-guarantee schemes, though it must be ring-fenced from the company's own funds.

go deeperSee the full Finom profile with every verified field, or Finom alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.