Who owns GCash?
short answerGCash is an e-money institution, not a bank. Customer money is safeguarded in segregated accounts at partner banks rather than held as insured deposits. GCash's most notable disclosed backers include Globe Telecom, Ant Group, Warburg Pincus and Insight Partners.
Is GCash a licensed bank?
No — it is an e-money institution. Licence detail: E-money issuer licence (EMI-NBFI, Bangko Sentral ng Pilipinas) via G-Xchange Inc.; Mynt group.
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for GCash yet. Know one? Suggest it.
Early investors
Is my money safe with GCash?
As an e-money institution, GCash safeguards funds in segregated accounts rather than insuring them as deposits. That protection works differently from a bank — money is generally not covered by deposit-guarantee schemes, though it must be ring-fenced from the company's own funds.
go deeperSee the full GCash profile with every verified field, or GCash alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.