Who owns GoHenry?
Is GoHenry a licensed bank?
No — it runs on a sponsor bank (BaaS model). Licence detail: Partner bank (Community Federal Savings Bank, US); UK cards via FCA-regulated e-money issuer.
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for GoHenry yet. Know one? Suggest it.
Who's behind GoHenry?
GoHenry was founded by Louise Hill, Dean Brauer (2012), headquartered in New York/London.
Is my money safe with GoHenry?
Deposits are held by GoHenry's sponsor bank, so any insurance flows through that bank rather than GoHenry. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.