Who owns GoHenry?

traditional · New York/London · Partner-bank model · custody: Custodial

short answerGoHenry is not itself a bank. It runs on a partner-bank (BaaS) model and works with Community Federal Savings Bank — the licensed bank that actually holds customer deposits behind the app. GoHenry was acquired by Acorns (2023); the wallet continues to operate.

Is GoHenry a licensed bank?

No — a partner bank (Community Federal Savings Bank) holds the money. License detail: Partner bank (Community Federal Savings Bank, US); UK cards via FCA-regulated e-money issuer.

Where is your money held?

Custody model: Custodial.

GoHenry runs on: Community Federal Savings Bank (BIN sponsor bank). Full stack on the infra map.

Who's behind GoHenry?

GoHenry was founded by Louise Hill, Dean Brauer (2012), headquartered in New York/London.

Is my money safe with GoHenry?

Your money is held by Community Federal Savings Bank, so any deposit insurance flows through that sponsor bank — not GoHenry itself. Check the sponsor's scheme and whether balances are "passed through" for per-customer insurance.

go deeperSee the full GoHenry profile with every verified field, or GoHenry alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.