Who owns Helios?

traditional · Paris, FR · Partner-bank model · custody: Custodial

short answerHelios is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while Helios builds the product and interface.

Is Helios a licensed bank?

No — it runs on a sponsor bank (BaaS model). License detail: partner: Okali (ACPR-licensed EMI), Helios is its registered payment-services agent (REGAFI 731225); funds ring-fenced at Crédit Mutuel Arkéa.

Where is your money held?

Custody model: Custodial.

No sponsor bank or infrastructure provider is publicly documented for Helios yet. Know one? Suggest it.

Who's behind Helios?

Helios was founded by Maeva Courtois, Julia Ménayas (2020), headquartered in Paris, FR.

Is my money safe with Helios?

Deposits are held by Helios's sponsor bank, so any insurance flows through that bank rather than Helios. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.

go deeperSee the full Helios profile with every verified field, or Helios alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.