Who owns Hnry?
Is Hnry a licensed bank?
No — it runs on a sponsor bank (BaaS model). Licence detail: Partner bank (ASB in NZ; Monoova/Cuscal in AU); registered tax agent, client accounts in own name.
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for Hnry yet. Know one? Suggest it.
Who's behind Hnry?
Hnry was founded by James Fuller, Claire Fuller (2017), headquartered in Wellington, NZ.
Early investors
Is my money safe with Hnry?
Deposits are held by Hnry's sponsor bank, so any insurance flows through that bank rather than Hnry. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.