Who owns Jio Payments Bank?
short answerJio Payments Bank holds its own banking licence, so Jio Payments Bank itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor.
Is Jio Payments Bank a licensed bank?
Yes — it holds its own banking licence. Licence detail: Payments bank licence (RBI).
Where is your money held?
Custody model: Custodial — on Jio Payments Bank's own balance sheet as a licensed bank.
No sponsor bank or infrastructure provider is publicly documented for Jio Payments Bank yet. Know one? Suggest it.
Is my money safe with Jio Payments Bank?
As a licensed bank, eligible deposits at Jio Payments Bank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
go deeperSee the full Jio Payments Bank profile with every verified field, or Jio Payments Bank alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.