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KakaoBank profile

Who owns KakaoBank?

traditional · Seongnam, KR · Licensed bank · custody: Custodial

short answerKakaoBank holds its own banking licence, so KakaoBank itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor.

Is KakaoBank a licensed bank?

Yes — it holds its own banking licence. Licence detail: Internet-only bank licence (KR).

Where is your money held?

Custody model: Custodial — on KakaoBank's own balance sheet as a licensed bank.

No sponsor bank or infrastructure provider is publicly documented for KakaoBank yet. Know one? Suggest it.

Who's behind KakaoBank?

KakaoBank was founded by Kakao consortium (2016), headquartered in Seongnam, KR.

Is my money safe with KakaoBank?

As a licensed bank, eligible deposits at KakaoBank are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.

go deeperSee the full KakaoBank profile with every verified field, or KakaoBank alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.