Who owns Kestrl?
Is Kestrl a licensed bank?
No — it is an e-money institution. Licence detail: Accounts and cards issued by AF Payments Ltd, FCA-authorised e-money institution (FRN 900440).
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for Kestrl yet. Know one? Suggest it.
Who's behind Kestrl?
Kestrl was founded by Areeb Siddiqui, Daeng Termizi (2019), headquartered in London, UK.
Is my money safe with Kestrl?
As an e-money institution, Kestrl safeguards funds in segregated accounts rather than insuring them as deposits. That protection works differently from a bank — money is generally not covered by deposit-guarantee schemes, though it must be ring-fenced from the company's own funds.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.