Who owns KOHO?
short answerKOHO is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while KOHO builds the product and interface. KOHO's most notable disclosed backers include Drive Capital, Portage and Eldridge.
Is KOHO a licensed bank?
No — it runs on a sponsor bank (BaaS model). Licence detail: Pursuing Schedule 1 bank licence.
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for KOHO yet. Know one? Suggest it.
Who's behind KOHO?
KOHO was founded by Daniel Eberhard (2014), headquartered in Toronto, CA.
Early investors
Is my money safe with KOHO?
Deposits are held by KOHO's sponsor bank, so any insurance flows through that bank rather than KOHO. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.
go deeperSee the full KOHO profile with every verified field, or KOHO alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.