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Who owns Kontigo?

web3-native · · Partner-bank model · custody: Custodial

short answerKontigo is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while Kontigo builds the product and interface. Kontigo's most notable disclosed backers include DST Global, Y Combinator, Coinbase Ventures and Soma Capital.

Is Kontigo a licensed bank?

No — it runs on a sponsor bank (BaaS model). Licence detail: Self-custodial MPC wallet (USDC); no licence of its own; fiat rails via partners.

Where is your money held?

Custody model: Custodial.

Kontigo runs on: Circle (stablecoin infrastructure). Full stack on the infra map.

Who's behind Kontigo?

Kontigo was founded by Jesus Castillo, Gino Guatavita (2024), headquartered in —.

Early investors

Notable venture and strategic investors from Kontigo's publicly disclosed funding rounds ($20M seed (Dec 2025; DST Global, Y Combinator, Coinbase Ventures)).

Is my money safe with Kontigo?

Deposits are held by Kontigo's sponsor bank, so any insurance flows through that bank rather than Kontigo. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.

go deeperSee the full Kontigo profile with every verified field, or Kontigo alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.