Who owns Lili?
short answerLili is not itself a bank. It runs on a partner-bank (BaaS) model and works with Sunrise Banks — the licensed bank that actually holds customer deposits behind the app. Lili's most notable disclosed backers include Group 11 and Target Global.
Is Lili a licensed bank?
No — a partner bank (Sunrise Banks) holds the money. License detail: Partner bank (Sunrise Banks, N.A.); wires via Column Bank; formerly Choice Financial.
Where is your money held?
Custody model: Custodial.
Lili runs on: Sunrise Banks (BIN sponsor bank). Full stack on the infra map.
Who's behind Lili?
Lili was founded by Lilac Bar David, Liran Zelkha (2018), headquartered in New York, US.
Early investors
Is my money safe with Lili?
Your money is held by Sunrise Banks, so any deposit insurance flows through that sponsor bank — not Lili itself. Check the sponsor's scheme and whether balances are "passed through" for per-customer insurance.
go deeperSee the full Lili profile with every verified field, or Lili alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.