Who owns Marcus?
short answerMarcus holds its own banking licence, so Marcus itself is the bank — customer deposits sit on its own regulated balance sheet rather than with a third-party sponsor.
Is Marcus a licensed bank?
Yes — it holds its own banking licence. Licence detail: Goldman Sachs Bank USA national bank charter (OCC); Member FDIC.
Where is your money held?
Custody model: Custodial — on Marcus's own balance sheet as a licensed bank.
No sponsor bank or infrastructure provider is publicly documented for Marcus yet. Know one? Suggest it.
Is my money safe with Marcus?
As a licensed bank, eligible deposits at Marcus are typically protected by the local deposit-guarantee scheme up to the statutory limit (for example FDIC in the US, FSCS in the UK, or the €100,000 EU scheme). Confirm the exact scheme and limit for your country.
go deeperSee the full Marcus profile with every verified field, or Marcus alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.