Who owns Meow?
short answerMeow is not itself a bank. It runs on a partner-bank (BaaS) model and works with Cross River Bank — the licensed bank that actually holds customer deposits behind the app.
Is Meow a licensed bank?
No — a partner bank (Cross River Bank) holds the money. License detail: Partner banks (Grasshopper Bank, Cross River Bank); fintech, not a bank; FDIC via partners.
Where is your money held?
Custody model: Custodial.
Meow runs on: Cross River Bank (BIN sponsor bank). Full stack on the infra map.
Who's behind Meow?
Meow was founded by Brandon Arvanaghi (2021), headquartered in New York, US.
Is my money safe with Meow?
Your money is held by Cross River Bank, so any deposit insurance flows through that sponsor bank — not Meow itself. Check the sponsor's scheme and whether balances are "passed through" for per-customer insurance.
go deeperSee the full Meow profile with every verified field, or Meow alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.