Who owns Meru?
short answerMeru is regulated as a crypto-asset service (VASP / MSB / crypto licences), not a bank. It is not a deposit-taking institution; how balances are held depends on its custody model (Custodial).
Is Meru a licensed bank?
No — it is licensed as a crypto / VASP service, not a bank. Licence detail: MSB registration (FinCEN, R3mit Solutions Inc.); USDC accounts via licensed US/EU partners.
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for Meru yet. Know one? Suggest it.
Is my money safe with Meru?
Meru is not a bank, so deposit-guarantee schemes do not apply. Crypto and cash balances are handled under its VASP/e-money obligations — check its terms for exactly how client assets are segregated and safeguarded.
go deeperSee the full Meru profile with every verified field, or Meru alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.