Who owns MoMo?
short answerMoMo is a payment institution, not a bank. Customer money is safeguarded in segregated accounts at partner banks rather than held as insured deposits. MoMo's most notable disclosed backers include Warburg Pincus, Goldman Sachs and Mizuho.
Is MoMo a licensed bank?
No — it is a payment institution. Licence detail: Intermediary payment services / e-wallet licence from State Bank of Vietnam; mobile money super-app.
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for MoMo yet. Know one? Suggest it.
Early investors
Is my money safe with MoMo?
As a payment institution, MoMo safeguards funds in segregated accounts rather than insuring them as deposits. That protection works differently from a bank — money is generally not covered by deposit-guarantee schemes, though it must be ring-fenced from the company's own funds.
go deeperSee the full MoMo profile with every verified field, or MoMo alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.