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MoneyLion profile

Who owns MoneyLion?

traditional · New York, US · Partner-bank model · custody: Custodial

short answerMoneyLion is not itself a bank. It runs on a partner-bank (BaaS) model and works with Pathward and Lincoln Savings Bank — the licensed banks that actually hold customer deposits behind the app.

Is MoneyLion a licensed bank?

No — a partner bank (Pathward and Lincoln Savings Bank) holds the money. Licence detail: Partner banks.

Where is your money held?

Custody model: Custodial.

MoneyLion runs on: Galileo (card issuing processor) · Zero Hash (crypto brokerage infrastructure) · Pathward (BIN sponsor bank) · Lincoln Savings Bank (BIN sponsor bank). Full stack on the infra map.

Who's behind MoneyLion?

MoneyLion was founded by Dee Choubey (2013), headquartered in New York, US.

Is my money safe with MoneyLion?

Your money is held by Pathward and Lincoln Savings Bank, so any deposit insurance flows through that sponsor bank — not MoneyLion itself. Check the sponsor's scheme and whether balances are "passed through" for per-customer insurance.

go deeperSee the full MoneyLion profile with every verified field, or MoneyLion alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.