Who owns Monobank?
short answerMonobank is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while Monobank builds the product and interface.
Is Monobank a licensed bank?
No — it runs on a sponsor bank (BaaS model). Licence detail: Operates on Universal Bank licence.
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for Monobank yet. Know one? Suggest it.
Who's behind Monobank?
Monobank was founded by Oleh Gorokhovskyi, Mykhailo Rogalskyi (2017), headquartered in Kyiv, UA.
Is my money safe with Monobank?
Deposits are held by Monobank's sponsor bank, so any insurance flows through that bank rather than Monobank. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.
go deeperSee the full Monobank profile with every verified field, or Monobank alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.