Who owns Moto?
Is Moto a licensed bank?
No — and it custodies no customer funds; you hold your own keys. Licence detail: Non-custodial; collateral held in Solana smart contracts, DeFi insurance pool instead of FDIC.
Where is your money held?
Custody model: Self-custodial — you hold your own keys; the company never takes custody.
Who's behind Moto?
Moto was founded by Shimon Newman, Ramses Bautista (ex-Squads) (2025), headquartered in New York, US.
Early investors
Is my money safe with Moto?
Moto never holds your funds, so no deposit-insurance scheme is involved. Your security depends entirely on how you protect your own private keys and recovery phrase — lose them and no company can recover the money for you.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.