Who owns neon?
short answerneon is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while neon builds the product and interface.
Is neon a licensed bank?
No — it runs on a sponsor bank (BaaS model). Licence detail: Partner: Hypothekarbank Lenzburg.
Where is your money held?
Custody model: Custodial.
No sponsor bank or infrastructure provider is publicly documented for neon yet. Know one? Suggest it.
Who's behind neon?
neon was founded by Jörg Sandrock + team (2017), headquartered in Zurich, CH.
Is my money safe with neon?
Deposits are held by neon's sponsor bank, so any insurance flows through that bank rather than neon. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.
go deeperSee the full neon profile with every verified field, or neon alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.