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Nickel profile

Who owns Nickel?

traditional · Paris, FR · Partner-bank model · custody: Custodial

short answerNickel is not itself a bank. It runs on a partner-bank (BaaS) model, where a licensed sponsor bank holds the deposits behind the app while Nickel builds the product and interface.

Is Nickel a licensed bank?

No — it runs on a sponsor bank (BaaS model). Licence detail: Payment institution (Financière des Paiements Électroniques, ACPR no. 16598); BNP Paribas subsidiary.

Where is your money held?

Custody model: Custodial.

No sponsor bank or infrastructure provider is publicly documented for Nickel yet. Know one? Suggest it.

Who's behind Nickel?

Nickel was founded by Hugues Le Bret, Ryad Boulanouar (2014), headquartered in Paris, FR.

Is my money safe with Nickel?

Deposits are held by Nickel's sponsor bank, so any insurance flows through that bank rather than Nickel. Check which sponsor holds your balance and whether it is passed through for per-customer coverage.

go deeperSee the full Nickel profile with every verified field, or Nickel alternatives. Raw fields: data.json.

Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.