Who owns Payy?
short answerPayy does not hold your money at all — it is self-custodial software. You hold your own keys, so nobody, including Payy, can move or freeze your funds.
Is Payy a licensed bank?
No — and it custodies no customer funds; you hold your own keys. Licence detail: Self-custodial ZK L2; card via issuer partners.
Where is your money held?
Custody model: Self-custodial — you hold your own keys; the company never takes custody.
Who's behind Payy?
Payy was founded by Polybase Labs (Sid Gandhi + team) (2023), headquartered in New York, US.
Is my money safe with Payy?
Payy never holds your funds, so no deposit-insurance scheme is involved. Your security depends entirely on how you protect your own private keys and recovery phrase — lose them and no company can recover the money for you.
go deeperSee the full Payy profile with every verified field, or Payy alternatives. Raw fields: data.json.
Figures compiled from public sources, for comparison only — not financial advice. "Up to" rates change constantly; always confirm with the issuer. Spotted an error? Suggest a fix.